Volkswagen Bank launched NFC payments via smartphone

18 septembrie 2013

Germany’s Volkswagen Bank and Visa Europe are handing out plastic NFC-enabled iPhone cases to 500 customers for a contactless mobile payments trial. As of 2014, mobile payments will be available for Android based smartphones as well.
As one of the first banks in Germany Volkswagen Bank in cooperation with Visa Europe is offering a mobile payment solution as of September 2013. In a first testing phase, 500 clients of Volkswagen Bank will trial every day mobile payments with their iPhone.

During the pilot the innovative technology is available exclusively for iPhone 4/4S and 5. As of 2014, mobile payments will be available for Android based smartphones as well. The process has been tested intensively over the last months in order to perfectly adjust hardware and software components. The implementation of mobile payment is part of Volkswagen’s mobility strategy.

The customer activates a payment app, then holds the smartphone above the retailer’s terminal for an instant. The payment is processed in less than one second. The user can choose in the app whether he would like to authenticate all payments via passcode or only amounts higher than 25 Euros. The technical processing is realized with the iCarte – a plastic case for the iPhone that contains all payment relevant information as well as a NFC antenna (Near Field Communication).

Ottmar Bloching, General Manager of Visa Europe in Germany sees a large potential in this cooperation: „The future of payment is contactless and mobile. Smartphones are becoming more and more popular and will naturally be used as payment instruments.”

Source: Visa Europe

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Gabriela Nistor – director general adjunct BT

Tendinţele pe care le-am remarcat înainte de începerea pandemiei s-au accelerat pe perioada stării de urgenţă. Am văzut acest lucru ca o oportunitate, un tipping point pentru bancă. Post-pandemie nu avem cum sa ne întoarcem la comportamentul financiar pe care îl aveam până în februarie a.c. Relaţia românilor cu online-ul s-a schimbat. In plus, cardul fizic se va dematerializa. Vom asista la o scădere a cererii pentru cardurile fizice, respectiv la o creştere a preferinţei pentru componenta digitală a acestora.”


In 23 septembrie 2019, BNR a anuntat infiintarea unui Fintech Innovation Hub pentru a sustine inovatia in domeniul serviciilor financiare si de plata. In acest sens, care credeti ca ar trebui sa fie urmatorul pas al bancii centrale in 2020?