Societe Generale, the first bank in France to experiment with the biometric card with IDEMIA. The world leader in Augmented Identity is coming to Banking 4.0

19 octombrie 2018

After having been the first bank in France to launch a new generation card equipped with a dynamic card verification value / code already adopted by more than 400,0000 clients*, Societe Generale is now experimenting with the biometric bank card.

„Contactless payment is now widely accepted among French people, with almost two billion transactions forecast in 2018.In order to provide ever greater security for these transactions right from the first euro, Societe Generale is testing a biometric bank card that incorporates a fingerprint sensor.”, according to the press release.

Because the cardholder authenticates himself by means of his finger rather than entering the PIN code, all payments can be made using contactless with no limit on the amount. Furthermore, the card functions normally for all contact-type payments in-store, on the Internet or for withdrawals.

In pratical terms, on receipt of the card the cardholder records his fingerprint himself in the biometric card. The fingerprint is verified directly on the card. No element linked to this fingerprint is transmitted to the merchant or to the bank.

Just like the usual dynamic card verification value / code, which is reassuring for the client, this innovative solution forms part of the bank’s strategy of constantly improving user experience and remaining a trusted third party for the French people.

This bank card is based on the F.CODE technology developed by IDEMIA, the world leader in Augmented Identity.

Watch the video to see how it works

IDEMIA is coming to the international conference Banking 4.0, event dedicated to the emerging technologies that will change the financial services industry: Artificial Intelligence, Biometrics and Blockchain. The company’s representative will be present in the panel focused on „biometrics”.

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Adrian Vasilescu – consilier de strategie al guvernatorului BNR

„O singură provizie am făcut, de card, pentru că nu mai umblu cu banii în buzunar. Banii sunt cei mai periculoși când este vorba de răspândirea unei molimi. Am renunțat la cash. În rest, este o prostie să faci provizii. Dacă vine o molimă și nici nu știi când va ajunge, dacă ar fi să se întindă, pe cât timp să poți să faci provizii? Faci provizii pe trei săptămâni, pe patru săptămâni și mai departe?”, a spus consultantul.


In 23 septembrie 2019, BNR a anuntat infiintarea unui Fintech Innovation Hub pentru a sustine inovatia in domeniul serviciilor financiare si de plata. In acest sens, care credeti ca ar trebui sa fie urmatorul pas al bancii centrale in 2020?