European Commission about AI: „Europe needs to increase its investment levels significantly.” Digital Innovation Hubs should provide support to SMEs to understand and adopt AI – at least one innovation hub per Member State.

20 februarie 2020

EU-level funding in AI should attract and pool investment in areas where the action required goes beyond what any single Member State can achieve. „The objective is to attract over €20 billion of total investment in the EU per year in AI over the next decade.”, according to a European Commission white paper on Artificial Intelligence – A European approach to excellence and trust.

To stimulate private and public investment, the EU will make available resources from the Digital Europe Programme, Horizon Europe as well as from the European Structural and Investment Funds.

Over the past three years, EU funding for research and innovation for AI has risen to €1.5 billion, i.e. a 70% increase compared to the previous period.

However, investment in research and innovation in Europe is still a fraction of the public and private investment in other regions of the world. Some €3.2 billion were invested in AI in Europe in 2016, compared to around €12.1 billion in North America and €6.5 billion in Asia. In response, Europe needs to increase its investment levels significantly.


It will also be important to ensure that SMEs can access and use AI. To this end, the Digital Innovation Hubs and the AI-on-demand platform should be strengthened further and foster collaboration between SMEs. The Digital Europe Programme will be instrumental in achieving this.

While all Digital Innovation Hubs should provide support to SMEs to understand and adopt AI, it will be important that at least one innovation hub per Member State has a high degree of specialisation in AI.

SMEs and start-ups will need access to finance in order to adapt their processes or to innovate using AI. Building on the forthcoming pilot investment fund of €100 million in AI and blockchain, the Commission plans to further scale up access to finance in AI under InvestEU. AI is explicitly mentioned among the eligible areas for the use of the InvestEU guarantee.

. Action 4: the Commission will work with Member States to ensure that at least one digital innovation hub per Member State has a high degree of specialisation on AI. Digital Innovation Hubs can be supported under the Digital Europe Programme.

. The Commission and the European Investment Fund will launch a pilot scheme of €100 million in Q1 2020 to provide equity financing for innovative developments in AI. Subject to final agreement on the MFF, the Commission’s intention is to scale it up significantly from 2021 through InvestEU.

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Adrian Vasilescu – consilier de strategie al guvernatorului BNR

„O singură provizie am făcut, de card, pentru că nu mai umblu cu banii în buzunar. Banii sunt cei mai periculoși când este vorba de răspândirea unei molimi. Am renunțat la cash. În rest, este o prostie să faci provizii. Dacă vine o molimă și nici nu știi când va ajunge, dacă ar fi să se întindă, pe cât timp să poți să faci provizii? Faci provizii pe trei săptămâni, pe patru săptămâni și mai departe?”, a spus consultantul.


In 23 septembrie 2019, BNR a anuntat infiintarea unui Fintech Innovation Hub pentru a sustine inovatia in domeniul serviciilor financiare si de plata. In acest sens, care credeti ca ar trebui sa fie urmatorul pas al bancii centrale in 2020?