Brazilian fintech Nubank reaches 25 million customers in Latin America and becomes the largest independent digital bank in the world in just seven years

4 iunie 2020

Brazil-based Nubank has reached 25 million customers on its seventh anniversary, making it by far the largest independent digital bank in the world, according to AltFi.

This scale grew during the first quarter of 2020 by an average of 42.000 users per day, across its markets of Brazil and Mexico. the bank has added 10 million users in the eight months since October 2019, when it announced it had reached a 15 million users.

By comparison, Monzo’s customer base across the UK and US currently sits at around 4.2m, Revolut’s European customer base sits at around 10m and Germany’s N26 counts around 5m customers.

According to its figures, 20% of Nubank’s customers have never had a credit card before and 80% of its customer sign-ups come from unpaid referrals.

At its last funding round in July 2019, Nubank raised USD 400 million and was valued at USD 10 billion by investors including TCV, Tencent, DST Global, Sequoia Capital, Dragoneer, Ribbit Capital, and Thrive Capital.

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Gabriela Nistor – director general adjunct BT

Tendinţele pe care le-am remarcat înainte de începerea pandemiei s-au accelerat pe perioada stării de urgenţă. Am văzut acest lucru ca o oportunitate, un tipping point pentru bancă. Post-pandemie nu avem cum sa ne întoarcem la comportamentul financiar pe care îl aveam până în februarie a.c. Relaţia românilor cu online-ul s-a schimbat. In plus, cardul fizic se va dematerializa. Vom asista la o scădere a cererii pentru cardurile fizice, respectiv la o creştere a preferinţei pentru componenta digitală a acestora.”

Sondaj

In 23 septembrie 2019, BNR a anuntat infiintarea unui Fintech Innovation Hub pentru a sustine inovatia in domeniul serviciilor financiare si de plata. In acest sens, care credeti ca ar trebui sa fie urmatorul pas al bancii centrale in 2020?