Un sfert dintre bancile chestionate de Valoria considera ca in urmatorii trei ani digitalizarea va duce la o crestere a marjei de profit cu 10-20%, in timp ce alte 25% vad o crestere cu 5-10%.
Jumatate insa se asteapta ca marja de profit sa fie in usoara crestere datorita digitalizarii, cu 1-5%.
In ceea ce priveste impactul asupra veniturilor, 50% dintre banci estimeaza ca digitalizarea va duce in urmatorii 3 ani la o crestere a incasarilor cu 10-20%. Alte 12% mizeaza pe un avans al veniturilor mult mai puternic, de 20-30%, in timp ce bancile mai pesimiste se asteapta la cresteri de 5-10% (25% pondere) sau 1-5% (13% din total).
Valoria Business Solutions este o companie care oferă servicii de training, consultanţă şi executive coaching integrate cu soluții de management.
Sursa: www.wall-street.ro
Banking 4.0 – „how was the experience for you”
„So many people are coming here to Bucharest, people that I see and interact on linkedin and now I get the change to meet them in person. It was like being to the Football World Cup but this was the World Cup on linkedin in payments and open banking.”
Many more interesting quotes in the video below: