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Viva Credit launches access to instant credit in mobile payment app Settle, for consumers in Bulgaria

13 octombrie 2022

Settle Group, in partnership with Viva Credit, a Management Financial Group company, has launched access to instant credit in Settle app for consumers in Bulgaria.

„The credit line can be drawn and used instantly in the app and can be spent on personal payments to friends and family, paying to businesses or paid out to the customers bank account as needed.” – according to the press release.

„Even the down payment of the credit line is digitised, and amounts due are automatically requested to be paid back through the app, and can be paid down with money from other cards and accounts.” – the company explains.

Inside the Settle app, people in Bulgaria can now apply for and be granted instant access to credit. The credit line is issued by the credit provider (Viva Credit) and made instantly available and usable as a funding source inside Settle.

Thanks to the Funding Source Operator API alongside the Permission Request API, both developed and provided by Settle, a partner can use Settle as a channel to reach and identify new customers and instantly connect and issue accounts.


Headquarters in Norway, Settle is building the new European payment network, servicing people and businesses in 28 European markets on a collaborative model where banks and local trusted brands are invited to join for free.

Settle is the result of 10-years worth of fintech and mobile payments history. The team behind Settle have been making a name for themselves as leaders in mobile payment and commerce since 2010. They developed the first mobile payments platform in the Nordics and launched the first mobile payments scheme in Norway (mCASH), impacting the lives of millions of people and helping to fundamentally change the way people pay and get paid. This experience and technology is now being applied by Settle Group to establish the largest collaborative mobile payment network across Europe.

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Cifra/Declaratia zilei

Anders Olofsson – former Head of Payments Finastra

Banking 4.0 – „how was the experience for you”

So many people are coming here to Bucharest, people that I see and interact on linkedin and now I get the change to meet them in person. It was like being to the Football World Cup but this was the World Cup on linkedin in payments and open banking.”

Many more interesting quotes in the video below:


In 23 septembrie 2019, BNR a anuntat infiintarea unui Fintech Innovation Hub pentru a sustine inovatia in domeniul serviciilor financiare si de plata. In acest sens, care credeti ca ar trebui sa fie urmatorul pas al bancii centrale?