Salt Edge will release in September a new report on the state of open banking payments in Europe: 2021 – expectations & reality.

20 august 2021

This year’s report „has the scope to zoom in on the most common errors we’ve encountered from the perspective of a third-party and the end-customer during the open banking payment journey, and also to showcase the improvements we’ve noticed in 2021 compared to 2020”, Salt Edge explains.

The report is based on testing 2500 PSD2 APIs from 31 EU countries and contains „invaluable firsthand information” about open banking from a TPP and numerous end-users, the company says.

Some of the key insights it presents are:

. Top 6 EU countries with highest API availability. 2021 vs. 2020

. Impressive bank APIs, integrated in 1 day only

. Percentage of banks that support access to business accounts

. Ideal open banking payment flow vs. reality

The Salt Edge new and insightful report “State of open banking payments in Europe in 2021. Expectations and reality.” will be released this September. 

You can pre-order a free copy of the report here.

Adauga comentariu

Cifra/Declaratia zilei

Mihai Draghici – CEO PayByFace

„Dupa ce oamenii creeaza un cont PayByFace si au adaugat cardul, selfi-ul si PIN-ul, si au avut un pic de curaj sa se duca sa incerce, daca au incercat o data plata prin recunoastere faciala nu mai folosesc altceva (n.r. ca modalitate de plata). 80% dintre ei numai asta folosesc. Le place la nebunie.” 

Afla aici rezultatele in adoptia platii prin recunoastere faciala.


In 23 septembrie 2019, BNR a anuntat infiintarea unui Fintech Innovation Hub pentru a sustine inovatia in domeniul serviciilor financiare si de plata. In acest sens, care credeti ca ar trebui sa fie urmatorul pas al bancii centrale?