Facebook is starting to think about more banking if the digital wallet is going to be a success

28 iunie 2019

If Facebook’s new digital wallet Calibra is successful, the company could provide more financial services in the future, said Kevin Weil, vice president of Product at Calibra, according to CNBC.

“If we are successful at providing a wallet that allows people to store money securely and send to anyone anywhere in the world, then over time we think there will be an opportunity to provide more financial services for people — you can imagine things like credit,” Weil said.

Facebook said earlier this month that it will create Calibra, which will allow users to store and exchange the currency using Facebook apps. The announcement came alongside the launch of Libra, a new currency based on blockchain that Facebook is launching with a nonprofit association supported by a range of companies and organizations.

Weil said Calibra will also help expand Facebook’s market because it will allow more people to shop through Facebook’s apps through services like Facebook Marketplace and Instagram Checkout.

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Jan Schildbach – Analyst Deutsche Bank

„Though Libra has met with fierce resistance from central banks and supervisory authorities and might never see the light of day, in many other cases tech firms (both start-ups and established big players) have successfully captured bits and pieces of universal banks’ traditional value chain. This trend may only intensify in the coming years. In this environment, European banks remain squeezed.”

In 23 septembrie 2019, BNR a anuntat infiintarea unui Fintech Innovation Hub pentru a sustine inovatia in domeniul serviciilor financiare si de plata. In acest sens, care credeti ca ar trebui sa fie urmatorul pas al bancii centrale in 2020?