European Central Bank seeks trademark of ‘Digital Euro’ term

2 octombrie 2020

The European Central Bank (ECB) has taken what could be a big first step toward launching a digital currency. Even as it wraps up a study of the pros and cons of launching a digital currency, ECB executives want to trademark the term “digital euro,” Bloomberg reports.

The European Central Bank has applied to trademark the term “digital euro” as officials prepare to release an assessment of the benefits and drawbacks of creating a digital version of the currency.

The application was filed on Sept. 22 by the ECB’s legal representatives Bock Legal, according to the website of the European Union Intellectual Property Office. An ECB spokesman confirmed the filing.

Central banks across the world have been experimenting with digital versions of their currencies, with the idea of safely adapting to digitizing economies. ECB policy makers have recently stressed the need to stay on top of global changes in payments — both due to evolving technology and an increase in protectionism.

A team of experts from across euro-area central banks is due to publish an assessment soon. ECB President Christine Lagarde has repeatedly talked about the topic, and said in an address to the European Parliament last week that a public consultation will be launched within days.

The Eurosystem has so far not made a decision on whether to introduce a digital euro. But, like many other central banks around the world, we are exploring the benefits, risks and operational challenges of doing so,” she said in a speech last month. “We have a duty to play an active role in balancing the risks and benefits of innovation in payments, so that money continues to serve Europeans well.”

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Gabriela Nistor – director general adjunct BT

Tendinţele pe care le-am remarcat înainte de începerea pandemiei s-au accelerat pe perioada stării de urgenţă. Am văzut acest lucru ca o oportunitate, un tipping point pentru bancă. Post-pandemie nu avem cum sa ne întoarcem la comportamentul financiar pe care îl aveam până în februarie a.c. Relaţia românilor cu online-ul s-a schimbat. In plus, cardul fizic se va dematerializa. Vom asista la o scădere a cererii pentru cardurile fizice, respectiv la o creştere a preferinţei pentru componenta digitală a acestora.”

Sondaj

In 23 septembrie 2019, BNR a anuntat infiintarea unui Fintech Innovation Hub pentru a sustine inovatia in domeniul serviciilor financiare si de plata. In acest sens, care credeti ca ar trebui sa fie urmatorul pas al bancii centrale in 2020?