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Crypto and Web3 payment industry survey

8 iulie 2022

Innopay is conducting a survey together with the media platform The Paypers aimed at gauging the interest of the payment industry (banks, payment institutions, vendors, merchants, AP/AR departments) in crypto infrastructure, tokens and services to businesses and institutions.

When we say ‘crypto infrastructure and products & services’  we mean base tokens and their infrastructures, and services such as exchanges, payments, lending, borrowing and insurance.

Scope of the survey

This survey is aimed at gauging the interest of the payment industry (banks, payment institutions, vendors, merchants, AP / AR departments) in crypto infrastructure, tokens and services for businesses and institutions.

By ‘crypto infrastructure and products’ we mean base tokens and their infrastructures (stablecoins, bitcoin, Ethereum, Ripple, etc.) and services such as exchanges, payments, lending, borrowing and insurance. Another relevant dimension is centralised finance (CeFi) versus decentralised finance (DeFi), where CeFi involves services by (often regulated) entities and DeFi entails services based on smart contracts, with or without a form of governance and change management by a certain user / developer community.
We are also focused on permissionless ecosystems in which organisations are free to participate with the public ecosystems without being vetted upfront, providing that they comply with the necessary legal requirements (e.g. AML, KYC).


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Cifra/Declaratia zilei

Anders Olofsson – former Head of Payments Finastra

Banking 4.0 – „how was the experience for you”

So many people are coming here to Bucharest, people that I see and interact on linkedin and now I get the change to meet them in person. It was like being to the Football World Cup but this was the World Cup on linkedin in payments and open banking.”

Many more interesting quotes in the video below:


In 23 septembrie 2019, BNR a anuntat infiintarea unui Fintech Innovation Hub pentru a sustine inovatia in domeniul serviciilor financiare si de plata. In acest sens, care credeti ca ar trebui sa fie urmatorul pas al bancii centrale?