NOVEMBER 21st, 2023
Arrival of international guests
19.30 – 23.30 Azuga winery – champagne tasting followed by VIP party
________________________________________________________________________________________
NOVEMBER 22nd, 2023
09.15.-10.30 Peles Castle tour
10.30 – 11.00 arrival of guests – coffee break
11.00 – 11.05 the opening of the event – Alex Panican, deputy CEO at the LHoFT and the MC of the event
11.05 – 11.30 keynote speech – Worldline Financial Services – Ernest Puspok, Business Development Director CEE
11.30 – 12.15 The new legal framework impact on the way we do banking: Is FIDA (Financial Data Access Framework) Europe’s path to open finance?
Raluca Micu – National Bank of Romania, Head of Payments Oversight Division
Arturo Gonzales Mac Dowell – European Third Party Providers Association, Vice-chair / Asociación Española de Fintech e Insurtech – Chair / European Payments Council – Co-Chair SEPA Payments Access Scheme Multi Stakeholder Group
Panagiotis Kriaris – Commercial Director – Head Of Business Development Unzer
moderator Andrei Burz-Pinzaru, Partner Deloitte Legal Romania / Reff & Associates
12.15 – 13.00 Payments orchestration – we buy, rent or develop our own payment infrastructure?
Panos Chalkias – Managing Director Transaction Systems,
Dimana Vlaeva – Director SelfPay,
Raluca Orioc – Deputy Manager Acquiring Division at Alpha Bank
Eliad Saporta CEO CORIUNDER,
Mads Stolberg-Larsen – Co-founder and CEO at ZTLment
moderator Claudia Chiper – European Women Payments Network Ambassador in Romania / Partner Wolf Theiss
13.00 – 13.15 Razvan Faer – Chief Marketing & Strategy Officer at Transfond – report on the adoption of instant payments in Romania
13.15 – 14.00 Cloud banking – between operational efficiency and cyber security
Dragos Madarasan, Solutions Architecture Lead at Amazon Web Services
Bogdan Costea – Head of Information Security at ING Bank Romania
Bogdan Nedelcov – CEO at Kubeark
Moderator – Calin Rangu, Digital Economy Expert – member of National Register for R&D, Vice-president CIO Council
14.00 – 15.00 Lunch
15.00 – 15.40 Workshop Google – Generative AI solutions in banking – Dorian Camil Hodorogea, Customer Engineer for Data Analytics in CEE
15.40 – 16.00 University of Vienna – Faculty of Physics – senior researcher Dr. Mathieu Bozzio – PhD in Quantum Cryptography: „Absolute secure digital payments by using quantum technology”.
16.00 – 16.20 keynote speech – Visa – Catalin Cretu, general manager for Bulgaria, Croatia, Romania an Slovenia – „trends in money movement”
16.20 – 17.00 Digital Identity – the new money or the crucial form of financial market infrastructure?
Sebastian Elfors – Senior Architect IDnow
Adrian Dinculescu – Managing Director Namirial,
Viky Manaila – Cloud Signature Consortium, president
moderator Nic Balaceanu – CEO sunt.io
17.00 – 17.15 National Bank of Romania – Raluca Micu, Head of Payments Oversight Division – report on the adoption of open banking in Romania
17.15 – 18.15 Open banking – from API first to API only
Steve Ryan – senior expert in the retail financial services unit in the Directorate-General for Financial Stability, Financial Services & Capital Markets Union (DG FISMA) of the European Commission
Ana-Maria Georgescu – Executive Partner IT Smart Systems / Romanian Fintech Association – Board Member
Cosmin Cosma – CEO Finqware / Romanian Fintech Association – President of the Board
Vladimir Pintea – VP Open Banking Engineering and Payments, Europe Trovata,
Marijus Planciunas – CEO Paysera,
Mark Perlov – Open Banking Gateway Product Owner at Salt Edge
Moderator Mirela Ciobanu – Lead Editor at The Paypers
18.15 – 18.20 Closing remarks
20.00 – 22.30 private VIP dinner at Bran Castle
________________________________________________________________________________________
NOVEMBER 23rd, 2023
09.00 – 09.30 arrival of guests – coffee break
09.30 – 09.35 opening remarks – Alex Panican, deputy CEO at the LHoFT and the MC of the event
09.35 – 10.00 keynote speech Unzer – Panagiotis Kriaris – Head of Business Development – PSD3 beyond compliance
10.00 – 10.45 Payments trends – embedded, instant, tokenization, wearables, biometrics, crypto, IoT payments
Panagiotis Kriaris – Head of Business Development at Unzer,
Liviu Anghel – Deputy General Manager Inform Lykos
Ernest Puspok, Business Development Director CEE, Worldline Financial Services
Alexandru Mihalache – Head of products at Visa,
Hugo Araujo – CEO SIBS Romania,
Felix Crisan – Netopia CEO,
moderator Daniel Nicolescu, CEO & co-founder Symphopay
10.45 – 11.30 Online financing, new business models
Cristian Pasa – COO Fagura,
Bulent Tekmen – cofounder Colendi,
Cosmin Curticapean – CEO iFactor
Andrei Dudoiu – Managing Partner & President of the Board SeedBlink,
Moderator – Cosmin Cosma, president Rofin.Tech
11.30 – 11.50 D-BRAIN model, developed by Startech Alliance – The first report on „Credit score” of the digital maturity in the Romanian banking system – Bogdan Tudor, CIO Optimum Desk
11.50 – 12.30 Neobank adoption – tipping point
Gabriela Nistor – CEO Idea Bank,
Gabriela Simion – General manager Romania and Italy at Revolut,
Jakub Malach – Board Member at Raiffeisen Digital Bank,
Sam Everington – CEO, Engine by Starling, the technology arm of Starling Bank
Andrea Colombo – Country Manager Spain – Managing Director for Southern Europe & LATAM at Dynata
Moderator – Alex Panican, deputy CEO at the LHoFT
12.30 – 13.00 Workshop Druid – AI solutions in banking – Gabriel Mocan, Chief Experience Officer
13.00 – 14.00 Lunch
14.00 – 14.30 Workshop Amazon – AI solutions in banking – Dragos Madarasan, Solutions Architecture Lead
14.30 – 15.00 Workshop Microsoft – AI solutions in banking – Sorin Peste, Cloud Solution Architect, Data & AI
15.00 – 15.20 Country report Rofin.Tech – Romanian fintech start-ups impact on the digital transformation process in banking – presented by Vasile Alexandru Strat – Dean of Bucharest Business School (ASE)
15.20 – 15.40 Keynote speech – Eliad Saporta, CEO Coriunder – what it takes to build an EMI / small bank
15.40 – 16.20 Technology is not the obstacle. Business models are. Banking as a Platform or Banking as a Service?
Satosh Radhakrishnan – Chief Commercial Officer at XYB by Monese,
Nick Reid – Head of Strategic Growth Europe at BankiFI
Cristian Cazan – Director General, Code Crafters, Banca Transilvania Group
Moderator – Eliad Saporta CEO CORIUNDER,
16.20 – 16.40 coffee break
16.40 – 17.00 Banking on tokens
Anthony Ralphs – Director Product Management CBDCs at RIPPLE
Bogdan Almasi – CEO & co-founder ASSETTO
Felix Crisan – CEO NETOPIA
moderator Nic Balaceanu – Romanian Association of Fintechs, board member
17.00 – 17.40 Generative AI in banking – an incremental game changer
Roxana Turquin – Sales & Account Director at Finshape,
Ana Ionascu – Sales Executive Enterprise Accounts MICROSOFT,
Milos Milovanovic – Director of Delivery and Customer Success at THINGS SOLVER, member of ASEE,
Florian Buca – CEO at SOFT TEHNICA,
Gabriel Mocan – Chief Executive Experience at DRUID AI
moderator Calin Rangu, Digital Economy Expert – member of National Register for R&D, Vice-president CIO Council
17.40 – 18.30 Reinventing traditional banking
Traditional banking is undergoing a radical transformation, and we’re witnessing it now.
What are the customers’ expectations in the digital era?
Together, we’ll discover the strategies that banks need to embrace to maintain their relevance!
Oana Ilas – Deputy CEO, Head of retail banking Banca Transilvania,
Eleni Skoura – Head of retail & Executive Board Member at ING Bank Romania,
Ana Cernat – Vice Chair, Innovation and Sustainability Committee at Bank of Greece,
Gabriel Pralea – Transformation Program Business Director CEC Bank
Nicolae Damu – VP Office Network at tbi bank
Alexandru Bita – Chief Technology Innovation Officer Libra Internet Bank,
moderator Florian Teleaba – Principal in Financial Services Practice, Bucharest Office Lead at Kearney
18.30 – 18.35 Closing remarks
18.35 – 20.00 cocktail
20.48′ – the train with Banking 4.0 participants departs from Sinaia Station to Bucharest
Thank you all for coming. See you next year!
Banking 4.0 – „how was the experience for you”
„So many people are coming here to Bucharest, people that I see and interact on linkedin and now I get the change to meet them in person. It was like being to the Football World Cup but this was the World Cup on linkedin in payments and open banking.”
Many more interesting quotes in the video below: