Apple CEO: Apple Pay transaction volumes have now overtaken PayPal

1 noiembrie 2019

Apple Pay revenue and transactions have “more than doubled year-over-year with over 3bn transactions in the September quarter, exceeding PayPal’s number of transactions and growing four times as fast,” Apple CEO Tim Cook has revealed, according to NFC world.

Apple generated “all-time record revenues from payment services” during the quarter, Cook explained during the iPhone maker’s Q4 2019 earnings call.

“Apple Pay is now live in 49 markets around the world with over 6,000 issuers on the platform,” he said.

“We believe that Apple Pay offers the best possible mobile payment experience and the safest, most secure solution on the market. We’re glad that thousands of banks around the world participate.”

Apple has been “thrilled by the positive reception we’ve seen” to Apple Card, Cook added.

“Later this year, we are adding another great feature to Apple Card,” Cook also revealed. “Customers will be able to purchase their new iPhone and pay for it over it over 24 months with zero interest.

“And they will continue to enjoy all the benefits of Apple Card, including 3% cash back on the total cost of their new iPhone with absolutely no fees and the ability to simply manage their payments right in the Apple Wallet app on iPhone.

“We think these features appeal broadly to all iPhone customers, and we believe this has been the most successful launch of a credit card in the United States ever.”

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Gabriela Nistor – director general adjunct BT

Tendinţele pe care le-am remarcat înainte de începerea pandemiei s-au accelerat pe perioada stării de urgenţă. Am văzut acest lucru ca o oportunitate, un tipping point pentru bancă. Post-pandemie nu avem cum sa ne întoarcem la comportamentul financiar pe care îl aveam până în februarie a.c. Relaţia românilor cu online-ul s-a schimbat. In plus, cardul fizic se va dematerializa. Vom asista la o scădere a cererii pentru cardurile fizice, respectiv la o creştere a preferinţei pentru componenta digitală a acestora.”

Sondaj

In 23 septembrie 2019, BNR a anuntat infiintarea unui Fintech Innovation Hub pentru a sustine inovatia in domeniul serviciilor financiare si de plata. In acest sens, care credeti ca ar trebui sa fie urmatorul pas al bancii centrale?