A new pan-European challenger bank is about to be launch. Code name: Kopernik.

31 iulie 2018

Poland-based mBank, along with involvement from Commerzbank, have announced the impending launch a new pan-European challenger bank, according to thepaypers.com.

The project’s code name is Kopernik and it will initially target Germany. It is understood the project will use the digital operations of mBank and Commerzbank (including Comdirect in Germany). It will be based on the technology developed and used by mBank in Poland – including its channels and core banking system.

In 2017, mBank started to license its mobile and online banking system to other financial institutions outside Poland. The first taker was La Banque Postale in France. According to Polish newspaper Puls Biznesu (Business Pulse), work is underway in Warsaw and Frankfurt.

The project name Kopernik should not be confused with Kopernik Bank in the US. The latter can trace its origins back to 1924, when Kopernik Building and Loan Association of Baltimore City was founded.

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Jan Schildbach – Analyst Deutsche Bank

„Though Libra has met with fierce resistance from central banks and supervisory authorities and might never see the light of day, in many other cases tech firms (both start-ups and established big players) have successfully captured bits and pieces of universal banks’ traditional value chain. This trend may only intensify in the coming years. In this environment, European banks remain squeezed.”

In 23 septembrie 2019, BNR a anuntat infiintarea unui Fintech Innovation Hub pentru a sustine inovatia in domeniul serviciilor financiare si de plata. In acest sens, care credeti ca ar trebui sa fie urmatorul pas al bancii centrale in 2020?