Revolut and Visa announced that they have completed the first secure payment initiated by an artificial intelligence agent in France, a move that signals growing momentum for autonomous digital commerce. The test involved a real transaction with a French Revolut card on the Visa network, conducted with merchant Cleverbridge. Both companies described the initiative as an effort to understand how AI can act on behalf of consumers while preserving existing safeguards and customer control.
The experiment used a Revolut consumer card entrusted to Visa’s test agent, known as My Agent, which initiated a payment under real market conditions. Authentication was handled by Visa Payment Passkey, a biometric alternative to traditional card credentials, and marked the first agentic transaction enabled by this technology in France. The purchase was processed through the Cleverbridge platform using the existing Visa Intelligent Commerce infrastructure.
Revolut said the exercise focused on everyday payment scenarios to better understand how AI-driven purchases could work in real life. The company emphasized that customer consent, issuer controls, and existing protections remained central throughout the transaction. Visa stated that the operation relied on standard card security, identity checks, and real-time fraud monitoring, ensuring no gaps in established safeguards.
Banking 4.0 – „how was the experience for you”
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Many more interesting quotes in the video below:
