Viva.com, the first Tech Bank in Europe for businesses, has added Wero to its payments and banking platform. The integration launches across Belgium, France, Germany, with more countries coming soon, in line with Wero’s broader European expansion roadmap.
The move reinforces Viva.com’s position as a pan-European critical banking infrastructure across 29 markets – connecting directly to domestic card schemes, and payment systems across Europe, unifying the fragmented payments landscape, and combining scale with local depth.
Developed by the European Payments Initiative (EPI), the Wero digital wallet enables instant account-to-account transfers in under 10 seconds. With a user base exceeding 57 million across Europe to date, Wero is establishing itself as a bank-native alternative to traditional payment methods, including card schemes.
„Direct connectivity to local schemes and payment systems has always been central to Viva.com’s European strategy. By bringing payments, banking and financing together on a single platform, we enable businesses to operate across Europe through one integration, while meeting the local requirements of each market. Wero further strengthens this proposition by adding this important emerging European account-to-account payment method to our platform.” – Stefan Waterdrinker, Senior VP Strategy of Viva.com.
Wero joins more than 40 payment methods available through Viva.com’s omnichannel payment acceptance platform, giving merchants a more complete checkout across their markets. Its addition further strengthens Viva.com’s role as pan-European critical banking infrastructure for payments and banking services, connecting businesses directly to the payment methods that matter most in each market. Viva.com also plans to support Wero’s expansion into NFC-based in-store acceptance as that capability rolls out.
„We welcome Viva.com as an EPI member, which will help to speed up the deployment of Wero in ecommerce and later on in physical shops across Europe. Viva.com will enable its wide pool of merchants to activate Wero as a payment method for their final customers, which brings us one step closer towards our ambition to deliver a payment ecosystem made for Europeans, by Europeans.” – Martina Weimert, CEO of EPI
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EPI (or European Payments Initiative) is supported by 18 European banks and payment service providers. Beyond the shareholders, over 50 institutions in Europe are now members of EPI. They have joined forces with a common goal: to offer a unified mobile payment service, to all European companies and citizens, Wero. EPI intends to enable European consumers and merchants and to carry out all types of retail transactions simply, via a resolutely sovereign digital wallet.
Based on instant account-to-account (A2A) payments, Wero further streamlines payments in Europe by eliminating intermediaries in the payment chain and the associated additional costs. Wero already supports payments between individuals, and will shortly unveil payments to professionals (P2Pro). Wero has been live for P2P payments in Belgium, France, and Germany since 2024, currently serving 56 million users. For retail payments, Wero is live in Germany since the end of 2025 with progressive roll-out in France and Belgium throughout 2026. Major migrations of at least 15 million consumers are also planned for Payconiq in Luxembourg (by 2026) and iDEAL in the Netherlands (by 2027). Point-of-sale payments will also be offered in 2026, as well as value-added services such as integration of merchant loyalty programs and recurring payments and subscription management.
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