Truist, a top-10 U.S. commercial bank with $548 billion in assets as of Dec. 31, 2025, expands open banking capabilities through Plaid

Truist Financial Corporation and Plaid Inc. announced a data‑access agreement expanding secure open banking access for Truist clients, delivering increased control over their finances.

Beyond connectivity, the partnership includes joint product enhancements and architectural improvements designed to improve data quality, support continued innovation across the open banking ecosystem, and help clients combat fraud. Highlights include:

. Leveraging Truist and Plaid’s existing networks to give clients increased financial control and insights

. A simplified returning user experience enabled by a secure, streamlined login for a digital journey that saves clients time and reduces friction

. Shared data and risk indicators sourced from each company’s existing networks to improve security

. Greater transparency and control through the FDX-aligned API that replaces credential sharing and enables clients to manage or revoke connections securely

„By working together through cooperative data sharing, we’re offering clients improved financial control and insights,” said Head of Digital, Client Experience and Marketing Sherry Graziano. „This is just one way we’re providing a secure, personalized banking experience that digitally empowers clients and small business owners with a broader view of their financial lives. By delivering modern, integrated digital banking through open banking, we’re able to deepen relationships and build trust.„

„This partnership combines Truist’s commitment to client-centric innovation with Plaid’s leading data network to deliver industry-defining experiences,” said Christy Sunquist, head of open finance at Plaid. „Together, the companies are expanding the capabilities of API connectivity and advancing data-driven innovation, including shared intelligence, to provide clients with secure and convenient access to their accounts.”