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European Payments Council launches request for information for FRIDA central platform

29 ianuarie 2026

The European Payments Council (EPC) has launched a request for information (RFI) to identify organisations interested in providing, operating and supporting a Central Platform for its Fraud Information Distribution Arrangement (FRIDA) Scheme.

The initiative anticipates the upcoming European Union Payment Services Regulation (PSR), expected to enter into force in early 2028, which will strengthen anti-fraud measures and require payment service providers (PSPs) to enhance transaction monitoring and share fraud-related data.

FRIDA is designed to enable PSPs—and potentially other stakeholders—to exchange fraud information under common rules, standards and practices across Single Euro Payments Area (SEPA) and EPC schemes. To support this, the EPC is considering a central hub model that could be based on the open-source Malware Information Sharing Platform (MISP) or alternative open-source or proprietary solutions. 

Through this RFI, the EPC aims to gather input from qualified organisations capable of establishing and operating the FRIDA central platform. The received information will be used by the EPC to define the next steps of this important project.  

How to participate

The RFI process runs from 28 January 2026 until Friday 20 February 2026 at 18:00 CET. Interested candidates must request the RFI document via the EPC form before submitting their response by email. More information can be found here.

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