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New white papers from Visa Europe

8 iulie 2010


8th July 2010 – Visa Europe’s UK Expenditure Index, launched today, indicates that card expenditure in the UK rose 10.1% in the second quarter (Q2) of 2010 compared to the same period a year earlier. The annual growth rate is now comparable to that seen prior to the recession and in absolute terms, real spending has now recovered to pre-recession levels. 

According to the Index, expenditure on the 91 million Visa debit, credit and prepaid cards in the UK rose to an estimated £82 billion in Q2 2010. This pushed the adjusted annual growth rate up to 10.1%, compared to 8.4% in Q1 2010, and was the fourth successive quarter of growth. 

download now (0,5 MB – PDF file)

Other 2 new white papers released on July 7

„The future of everyday payments in Europe – Who cares?”   

In this report, Visa consider the future of everyday payments in Europe – and investigate the reasons why the evolution of card payment systems matter: to the European consumers who use them, to the retailers who accept them, to the payment service providers who deliver them and to the governmental bodies who regulate them.

In doing so, Visa Euroe takes stock of Europe’s progress with the use of electronic payments, and discuss what will need to happen in order to achieve new levels of convenience, speed, security and efficiency.

In particular Visa Europe pays close attention to the evolving needs and attitudes of European consumers and the pivotal role they will play in determining the future development of everyday payments.  Conclusions are based on a wealth of original research and analysis commissioned and conducted by Visa Europe, as well as the day-to-day experience of Visa relationship management and Visa Consulting teams who work with banks and retail groups across Europe. We also draw on a large body of research and analysis available in the public domain.

 download now  (1,3 MB – PDF file) 


„The future of electronic payments – our relationship with money”    

During the final months of 2008, when the true extent of the economic crisis was becoming apparent, there were plenty of questions about the impact on consumers’ everyday spending, saving and borrowing habits.

Would spending patterns and priorities be irrevocably changed? Would there be a flight to hard cash? Would people use every opportunity to pay down their outstanding debts? Would savings rates increase? Would it be the fall of flamboyance and the return to frugality? Would people ever trust the banking system again?
 In this report Visa Europe assess and examine the changes that have occurred so far and consider the prospects for the future. The focus is on six countries, France, Germany, Italy, Spain, Sweden and the UK, but the conclusions should be relevant for the region as a whole.
 download now (1,0 MB – PDF file) 

Adauga comentariu

Cifra/Declaratia zilei

Anders Olofsson – former Head of Payments Finastra

Banking 4.0 – „how was the experience for you”

So many people are coming here to Bucharest, people that I see and interact on linkedin and now I get the change to meet them in person. It was like being to the Football World Cup but this was the World Cup on linkedin in payments and open banking.”

Many more interesting quotes in the video below:


In 23 septembrie 2019, BNR a anuntat infiintarea unui Fintech Innovation Hub pentru a sustine inovatia in domeniul serviciilor financiare si de plata. In acest sens, care credeti ca ar trebui sa fie urmatorul pas al bancii centrale?