Visa Inc. announced the expansion of its global Agentic Ready program to clients in Asia Pacific and Latin America. First launched with banks and issuing partners across Europe, including the UK, Agentic Ready is designed to support the payments ecosystem as it prepares for the emergence of agent-led commerce.
Visa is also announced the expansion of its global program, Visa Agentic Ready, to issuers in Canada. Early issuing partners participating in the Canadian program include BMO, CIBC, RBC, Scotiabank, and TD. Additional Canadian issuers are expected to join as the program continues to develop.
As the next generation of commerce takes shape, AI agents are moving beyond answering questions to taking action—searching, deciding, and ultimately paying on behalf of consumers and businesses. This shift has meaningful implications for the global payments ecosystem, from how transactions are authorized to how trust, security, and control are maintained at scale.
What Visa Agentic Ready Provides
Visa Agentic Ready is a global program designed to help issuing banks and payment partners prepare for AI agent‑initiated commerce. The program enables participants to:
. Test agent‑initiated payments in controlled, real‑world environments using live cards and real merchants
. Validate core payment flows, including card enrollment, tokenization, authentication, and transaction authorization
. Assess trust, security, and control mechanisms as AI agents take action on behalf of consumers and businesses
. Identify operational and readiness gaps before agent‑led transactions scale broadly
. Collaborate with Visa and selected merchants to understand how agent‑initiated transactions behave in practice
. Prepare for global deployment as agent‑driven commerce expands across markets.
Agentic Ready builds on Visa Intelligent Commerce, Visa’s portfolio of initiatives enabling secure, AI‑driven commerce experiences at scale. In the United States, Visa has already rolled out Visa Intelligent Commerce across a broad set of agents and partners, with live transactions taking place today.
“Across markets, we’re seeing growing interest in how AI agents could reshape commerce,” said Rubail Birwadker, SVP, Growth Products & Partnerships, Visa. “Visa Agentic Ready provides banks and issuing partners with a structured path to testing agent-initiated payments, learning what works, and ensuring global readiness as these experiences reach scale.”
„Visa Agentic Ready gives Canadian issuers a meaningful head start in preparing for agent-initiated commerce,” said Michiel Wielhouwer, President and Country Manager, Visa Canada. „The program provides a controlled environment to test and validate how agent-initiated payments can operate responsibly within Canada, while building the confidence needed to move these experiences from concept to reality, on the secure payment rails people rely on every day.”
Already live with more than 20 partners in the United Kingdom and Europe, Agentic Ready will quickly roll out to 85+ partners across Asia Pacific and Latin America, and will continue to roll out to additional markets this year.
Banking 4.0 – „how was the experience for you”
„To be honest I think that Sinaia, your conference, is much better then Davos.”
Many more interesting quotes in the video below:
