[stock-market-ticker symbols="FB;BABA;AMZN;AXP;AAPL;DBD;EEFT;GTO.AS;ING.PA;MA;MGI;NPSNY;NCR;PYPL;005930.KS;SQ;HO.PA;V;WDI.DE;WU;WP" width="100%" palette="financial-light"]

TrueLayer publishes recommendations for a single European payment method

27 septembrie 2023

TrueLayer has published new recommendations for the EU to deliver a European payment method based on Open Banking and instant payments, in a newly released report, according to The Paypers.

The report is entitled `Payments in the EU — Building better user experience through open banking & SEPA Instant` and it outlines the manner in which policymakers can build on these existing initiatives. The EU should optimise the possibilities for businesses and customers to access safer, more convenient, and faster payments by building on Open Banking rules detailed in the Payments Services Regulations (PSR), as well as following the Instant Payments Regulations (IPR). 

Included in the recommendations provided in the report are the process of lowering the cost of instant payments for clients by keeping fees low, as well as improving the competition around instant payments by allowing fintechs access to payment systems on a non-discriminatory and proportionate basis. At the same time, the companies should focus on designing improved user experiences by eliminating the challenges and obstacles in the Open Banking payment journeys, as well as removing IBAN discrimination in order to create a single European payments market. 

Adauga comentariu

Cifra/Declaratia zilei

Anders Olofsson – former Head of Payments Finastra

Banking 4.0 – „how was the experience for you”

So many people are coming here to Bucharest, people that I see and interact on linkedin and now I get the change to meet them in person. It was like being to the Football World Cup but this was the World Cup on linkedin in payments and open banking.”

Many more interesting quotes in the video below:


In 23 septembrie 2019, BNR a anuntat infiintarea unui Fintech Innovation Hub pentru a sustine inovatia in domeniul serviciilor financiare si de plata. In acest sens, care credeti ca ar trebui sa fie urmatorul pas al bancii centrale?