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TrueLayer first participant to the SEPA Payment Account Access (SPAA) scheme

15 ianuarie 2024

European Payments Council announce TrueLayer as the first participant to the SEPA Payment Account Access (SPAA) scheme! „This marks a first important milestone for the scheme, which is open for scheme adherence since December 2023.” – according to the press release.

The SPAA scheme covers the set of rules, practices and standards that will allow the exchange of payment accounts related data and  facilitates the initiation of payment transactions in the context of ‘value-added’ (‘premium’) API-based services provided by asset holders (i.e. Account-Servicing Payment Service Providers (ASPSPs)) to asset brokers (e.g. Third Party Providers (TPPs). The scheme describes a messaging functionality and is not a payment means or payment instrument.

The SPAA scheme has been developed collaboratively by retail payment industry (both supply and demand) as represented in the ERPB, with support of the relevant EU institutions. It aims to drive ‘open payments’ in the EU in a way that unlocks and creates value whilst allowing for a fair distribution of value and risk between scheme participants.

More about SEPA Payment Account Access here

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Cifra/Declaratia zilei

Anders Olofsson – former Head of Payments Finastra

Banking 4.0 – „how was the experience for you”

So many people are coming here to Bucharest, people that I see and interact on linkedin and now I get the change to meet them in person. It was like being to the Football World Cup but this was the World Cup on linkedin in payments and open banking.”

Many more interesting quotes in the video below:


In 23 septembrie 2019, BNR a anuntat infiintarea unui Fintech Innovation Hub pentru a sustine inovatia in domeniul serviciilor financiare si de plata. In acest sens, care credeti ca ar trebui sa fie urmatorul pas al bancii centrale?