There are currently over 820,000 POS’s in Poland, all contactless. Annual growth of more than 25%.

1 iulie 2019

The exact number is 822 036. That’s how many terminals for cashless payments there were on the Polish market at the end of the first quarter of 2019, according to the statistics of National Bank of Poland.

The Polish central bank states that as of March, there were over 813 thousand POS terminals that accepted mobile payments in Poland. That means there are still devices on the market that accept contactless card payments but won’t work with Apple Pay or Google Pay. Luckily, there are very few of those – only about 9 thousand.

At the end of the last quarter over 227 thousand terminals offered cashback c functionality, which means they can be used to withdraw cash while paying for shopping by card.

The growth of Poland’s card acceptance network is accelerating

At the end of the first quarter of 2018, the market had 655 thousand terminals. It means that their number increased by about 167 thousand in one year – Poland’s POS terminal network has never grown so quickly before.

„There is no doubt the credit goes to the Cashless Poland foundation, which sponsors the installation and maintenance of terminals in small and medium businesses. The financing for that is provided by banks, payment organizations and terminal operators.”, according to

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Anders Olofsson – former Head of Payments Finastra

Banking 4.0 – „how was the experience for you”

So many people are coming here to Bucharest, people that I see and interact on linkedin and now I get the change to meet them in person. It was like being to the Football World Cup but this was the World Cup on linkedin in payments and open banking.”

Many more interesting quotes in the video below:


In 23 septembrie 2019, BNR a anuntat infiintarea unui Fintech Innovation Hub pentru a sustine inovatia in domeniul serviciilor financiare si de plata. In acest sens, care credeti ca ar trebui sa fie urmatorul pas al bancii centrale?