The updated version 1.2 of the 2019 EPC SEPA payment scheme rulebooks, due to the inclusion of Andorra and the Vatican City State and the ratification of the UK Withdrawal Agreement

3 noiembrie 2020

The version 1.2 of each 2019 European Payments Council SEPA payment scheme rulebook is in force from 1 December 2020 to 21 November 2021, according to a press release.

The European Payments Council (EPC) publishes today the updated version 1.2 of the 2019  SEPA payment rulebooks. The version 1.2 has no impact on the business and operational rules compared to the versions 1.0 and 1.1 of the 2019 rulebooks, or on any specification in the related implementation guidelines.

The version 1.2 of each 2019 EPC SEPA  payment scheme rulebook includes an updated section 5.4 which mentions among others the relevant authorisation and regulatory requirements for Payment Service Providers (PSPs) from countries not belonging to the European Economic Area (EEA), to which the geographical scope of the SEPA payment schemes has been extended.

An update to the section 5.4 is needed due to the inclusion of Andorra and the Vatican City State/the Holy See in the geographical scope of the SEPA payment schemes, and the ratification of the United Kingdom (UK) Withdrawal Agreement paving the way for the Brexit at the end of 2020.

2019 SEPA Credit Transfer rulebook version 1.2

2019 SEPA Instant Credit Transfer rulebook version 1.22019 SEPA Direct

Debit Core rulebook version 1.2

2019 SEPA Direct Debit Business-to-Business rulebook version 1.2

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Gabriela Nistor – director general adjunct BT

Tendinţele pe care le-am remarcat înainte de începerea pandemiei s-au accelerat pe perioada stării de urgenţă. Am văzut acest lucru ca o oportunitate, un tipping point pentru bancă. Post-pandemie nu avem cum sa ne întoarcem la comportamentul financiar pe care îl aveam până în februarie a.c. Relaţia românilor cu online-ul s-a schimbat. In plus, cardul fizic se va dematerializa. Vom asista la o scădere a cererii pentru cardurile fizice, respectiv la o creştere a preferinţei pentru componenta digitală a acestora.”

Sondaj

In 23 septembrie 2019, BNR a anuntat infiintarea unui Fintech Innovation Hub pentru a sustine inovatia in domeniul serviciilor financiare si de plata. In acest sens, care credeti ca ar trebui sa fie urmatorul pas al bancii centrale in 2020?