The first details about the open banking implementation in Romania. A full report will be presented at the NOCASH Gala.

10 iunie 2020

„The process of implementing open banking in Romania is still in its incipient stages. Nevertheless, they make quick and confident steps toward its expansion.”, according to Salt Edge.

Here’s how the country’s open banking progress looks like.

Find out the Salt Edge Romanian bank coverage here: https://bit.ly/3dPAS9O

More details will be presented at Gala NOCASH, event that will be held in the last decade of September. The final Salt Edge report will contain also a comprehensive snapshot of open banking implementation at the European level.

Salt Edge is a financial API platform with PSD2 and open banking solutions. The company has two main vectors of activity: enabling third parties to get access to bank channels via a unified gateway, and developing the technology necessary for banks to become compliant with the directive’s requirements. ISO 27001 certified and AISP licensed under PSD2, the company is integrated with 5500+ financial institutions in 69 countries.

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Gabriela Nistor – director general adjunct BT

Tendinţele pe care le-am remarcat înainte de începerea pandemiei s-au accelerat pe perioada stării de urgenţă. Am văzut acest lucru ca o oportunitate, un tipping point pentru bancă. Post-pandemie nu avem cum sa ne întoarcem la comportamentul financiar pe care îl aveam până în februarie a.c. Relaţia românilor cu online-ul s-a schimbat. In plus, cardul fizic se va dematerializa. Vom asista la o scădere a cererii pentru cardurile fizice, respectiv la o creştere a preferinţei pentru componenta digitală a acestora.”

Sondaj

In 23 septembrie 2019, BNR a anuntat infiintarea unui Fintech Innovation Hub pentru a sustine inovatia in domeniul serviciilor financiare si de plata. In acest sens, care credeti ca ar trebui sa fie urmatorul pas al bancii centrale in 2020?