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Smart Fintech has completed the first physical POS payment in Romania through Open Banking technology using QR code technology!

2 mai 2025

„This is a landmark moment in the evolution of the payment system in Romania and the fintech industry, an important step towards innovation and an ecosystem based on options.” – the company said.

Through the SmartPay service, customers can make real-time payments using their existing bank accounts, without the need for a traditional bank card. They simply make the payment by scanning a QR code with their mobile phone.

This marks a significant shift in how we perceive physical payments and an important step towards a fully digitalized future. We are proud of our achievements and the opportunity to contribute to the transformation of the payments sector in Romania. A big thank you to Cafenea Social Neighbours Coffee and More for their collaboration and for choosing us as partners in this important stage of our journey!” – said Ana Maria Georgescu, co-founder Smart Fintech.

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