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SEPA Request-to-Pay: third rulebook and 2022 Change Proposal Submission document

28 noiembrie 2022

The European Payments Council (EPC) publishes the third version of the SEPA Request-to-Pay (SRTP) scheme rulebook which takes into account the comments received in response to the three-month public consultation on the proposed change requests relating to the second version of the SRTP scheme rulebook, which ended on 26 August 2022. The effective date of this third release is set to 30 November 2023.

In addition, the SRTP scheme change proposal submission document (2022 Public Consultation) including the decision of the Board on each change proposal can also be found in “related documents”.

The SEPA Request-to-Pay (SRTP) scheme rulebook covers the set of operating rules and technical elements (including messages) that allow a Payee to request the initiation of a payment from a Payer in a wide range of physical or online use cases. 

The third version (v3.0) of the SRTP scheme rulebook takes into account the comments received in response to the three-month public consultation on the proposed change requests relating to the second version of the SRPT scheme rulebook, which ended on 26 August 2022.

The most significant changes in the third version (v3.0) of the scheme rulebook are:

  • The Payee’s enrolment and Payer’s activation;
  • the request for instalment payments;
  • the redirection of the Payer to the appropriate merchant’s web page;
  • the redirect processes;
  • the request for payment initiation status;
  • the reference to a previous SRTP message;
  • the possibility to send a credit note by an SRTP message.


The related Implementation Guidelines (IGs) are planned to be published at the beginning of 2023.

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Anders Olofsson – former Head of Payments Finastra

Banking 4.0 – „how was the experience for you”

So many people are coming here to Bucharest, people that I see and interact on linkedin and now I get the change to meet them in person. It was like being to the Football World Cup but this was the World Cup on linkedin in payments and open banking.”

Many more interesting quotes in the video below:

Sondaj

In 23 septembrie 2019, BNR a anuntat infiintarea unui Fintech Innovation Hub pentru a sustine inovatia in domeniul serviciilor financiare si de plata. In acest sens, care credeti ca ar trebui sa fie urmatorul pas al bancii centrale?