Russian store goes cashierless with Sberbank and Visa

10 iunie 2020

Russia’s Sberbank has teamed up with Visa and retailer Azbuka Vkusa to open a cashierless store where customers simply take items from shelves and are automatically charged, according to finextra. The store is opening after a three week pilot of the AI-based computer vision system that tracks items taken from shelves.

The system, which is similar to the cashierless stores that Amazon has been experimenting with in the US, requires users to download the Take&Go app from Sberbank and link a bank card and email account.

Then, when entering the store, shoppers scan a QR code before taking their products and leaving. The correct amount of money is charged to their accounts automatically, with a receipt sent via email.

An AI smart camera system monitors location of products on the shelves and customer movements in the store. It can sense when a product is returned to a shelf and the basket tally is adjusted accordingly.

Sberbank says the pilot proved successful, with more than 200 purchases made, helping the partners to fine tune the equipment before a full launch.

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Gabriela Nistor – director general adjunct BT

Tendinţele pe care le-am remarcat înainte de începerea pandemiei s-au accelerat pe perioada stării de urgenţă. Am văzut acest lucru ca o oportunitate, un tipping point pentru bancă. Post-pandemie nu avem cum sa ne întoarcem la comportamentul financiar pe care îl aveam până în februarie a.c. Relaţia românilor cu online-ul s-a schimbat. In plus, cardul fizic se va dematerializa. Vom asista la o scădere a cererii pentru cardurile fizice, respectiv la o creştere a preferinţei pentru componenta digitală a acestora.”

Sondaj

In 23 septembrie 2019, BNR a anuntat infiintarea unui Fintech Innovation Hub pentru a sustine inovatia in domeniul serviciilor financiare si de plata. In acest sens, care credeti ca ar trebui sa fie urmatorul pas al bancii centrale in 2020?