Revolut applies for US banking licence

24 martie 2021

Digital challenger Revolut has submitted a draft application for its US banking licence and launches business accounts in all 50 states, according to

The fintech, which submitted its application exactly one year after it first opened its digital oors stateside, has taken its first steps towards obtaining a licence, working with the FDIC and the California Department of Financial Protection and Innovation to help secure it.

Nik Storonsky, co-founder and CEO of Revolut, said: “A US banking license would ultimately enable us to provide US customers with all the essential financial products and services they can expect from their primary bank including loans and deposits.

The US banking licences are notoriously difficult to obtain. Since 2017 there have only been between three to four applications per year and it often takes anywhere between 18 months and two years to get the green light. 

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Cifra/Declaratia zilei

Irina Chitu – country manager

„Cel mai bine este sa imprumuti maxim 25% din venitul net, pentru a sta linistit. Cata casa imi permit? Asta inseamna 4 ani de venituri.”

Afla aici sfaturile expertului


In 23 septembrie 2019, BNR a anuntat infiintarea unui Fintech Innovation Hub pentru a sustine inovatia in domeniul serviciilor financiare si de plata. In acest sens, care credeti ca ar trebui sa fie urmatorul pas al bancii centrale?