Raiffeisen Bank International (RBI) has just launched its enhanced group-wide API Marketplace „that serves as a platform to engage with other market players and invites them to build new products and services”, according to the bank.
RBI’s corporate clients can leverage the platform and embed banking services into their internal systems, while retail customers can benefit from new services through third-party providers.
Due to the optimization, the RBI API Marketplace now offers detailed descriptions of its API products and enables immediate access to sandboxes where developers can test solutions in a safe experimental environment.
„Featuring multiple developer portals in RBI Group, the RBI API Marketplace serves as a single point of access for any player in the market who wants to join RBI’s fast-growing ecosystem,” according to the press release.
“I am very interested in the ways developers will leverage our APIs,” said Christian Wolf, Head of Strategic Partnerships & Ecosystems at RBI. “It all started with the second Payment Services Directive (PSD2) coming into effect just over a year ago. Today, however, besides PSD2-related APIs, our API Marketplace features also beyond regulatory APIs across our Central and Eastern European markets. The aim is to expand these offerings even further and establish a solid base for the largest banking partnership ecosystem in this region.”
The now more user-friendly API Marketplace brings RBI’s developers and its 16.8 million customers closer together, „enabling the creation of tailor-made products such as sending money through text messages, seeing all your family’s financial details in one interface of your choice, getting a mortgage without leaving your living room or buying an insurance with one click,” the bank said.
„Tendinţele pe care le-am remarcat înainte de începerea pandemiei s-au accelerat pe perioada stării de urgenţă. Am văzut acest lucru ca o oportunitate, un tipping point pentru bancă. Post-pandemie nu avem cum sa ne întoarcem la comportamentul financiar pe care îl aveam până în februarie a.c. Relaţia românilor cu online-ul s-a schimbat. In plus, cardul fizic se va dematerializa. Vom asista la o scădere a cererii pentru cardurile fizice, respectiv la o creştere a preferinţei pentru componenta digitală a acestora.”