Public consultation on the SEPA Proxy Lookup (SPL) scheme

1 februarie 2021

The EPC launches a public call for input to gather suggestions on the opportunities, potential evolution and improvements related to the SEPA Proxy Lookup (SPL) scheme.

The purpose of this call is to understand what are the market needs to ensure that any future  development of the  scheme will be in the best interest of the SPL scheme participants and the end-users. The call starts today and runs until 30 April 2021.

The input received will be analysed, appraised and consolidated to serve as the basis for the future strategy and to determine the timing of the potential launch of a new management cycle for the  scheme.

Any person or organisation with a legitimate interest can submit an input. Stakeholders are kindly invited to submit their response via email to by 30 April 2021 close of business.


The SEPA Proxy Lookup (SPL) scheme covers the exchange of the data necessary to initiate payments between proxy-based payment solutions on a pan-European level. It aims to facilitate interoperability between participating payment solutions.

The scheme is limited to a look-up function with the sole purpose of initiating a payment. The actual payment is however not part of the scheme and is covered by an ‘overseen’ payment scheme within the SEPA geographic area.

The scheme covers (mobile) payments whereby the mobile telephone number or optionally the email address is used as a proxy to an IBAN. It is envisaged that the scheme will evolve further over time to support additional proxy types, account identifiers and use cases. 

As an optional feature, the scheme also foresees the possibility to perform a reachability check to determine whether a mobile number or optionally email address is registered.

The SEPA Proxy Lookup (SPL) scheme rulebook version 2.0

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Cifra/Declaratia zilei

Irina Chitu – country manager

„Cel mai bine este sa imprumuti maxim 25% din venitul net, pentru a sta linistit. Cata casa imi permit? Asta inseamna 4 ani de venituri.”

Afla aici sfaturile expertului


In 23 septembrie 2019, BNR a anuntat infiintarea unui Fintech Innovation Hub pentru a sustine inovatia in domeniul serviciilor financiare si de plata. In acest sens, care credeti ca ar trebui sa fie urmatorul pas al bancii centrale?