Public consultation on the change requests for the 2023 SEPA payment scheme rulebooks

13 septembrie 2021

The European Payments Council (EPC) launches today the public consultation on the change requests for the 2023 Single Euro Payments Area (SEPA) Credit Transfer and SEPA Direct Debit scheme rulebooks.

All stakeholders are invited to have their say on these change requests from 13 September to 11 December 2021. This public consultation is held to ensure that the SEPA payment schemes reflect the evolution of the needs of  PSPs and their customers, as well as technological changes. 

This public consultation is part of the change management process of the SEPA payment schemes, organised by the EPC on a regular basis. 

Stakeholders wishing to comment on the change requests can fill in the response templates (available for each scheme in ‘related documents’)and send them by email to by 11 December 2021 at 17h00 CET at the latest. The EPC  will not consider any feedback received after this deadline.

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Mihai Draghici – CEO PayByFace

„Dupa ce oamenii creeaza un cont PayByFace si au adaugat cardul, selfi-ul si PIN-ul, si au avut un pic de curaj sa se duca sa incerce, daca au incercat o data plata prin recunoastere faciala nu mai folosesc altceva (n.r. ca modalitate de plata). 80% dintre ei numai asta folosesc. Le place la nebunie.” 

Afla aici rezultatele in adoptia platii prin recunoastere faciala.


In 23 septembrie 2019, BNR a anuntat infiintarea unui Fintech Innovation Hub pentru a sustine inovatia in domeniul serviciilor financiare si de plata. In acest sens, care credeti ca ar trebui sa fie urmatorul pas al bancii centrale?