Prometeo Open Banking introduces the first pan-regional account to account payment solution in Latin America

23 august 2022

Prometeo Open Banking, which claims to be the leading Latin American Open Banking platform, announced the launch of the first Account to Account (A2A) payments solution in Latin American markets.

As noted in an update shared with Crowdfund Insider, Prometeo‘s new payment service “provides a frictionless user experience, no intermediaries, and convenient costs for merchants and users.” The company claims that the service is “completely unique in the region and allows merchants to scale without the need for complex integrations and developments.”

The solution “allows Prometeo’s customers to embed bank account payments into their digital channels through Prometeo’s ready-to-use widget.”

When paying, users can “select their country, financial institution, and log in with their bank account credentials to confirm the payment.” Then the payment “goes directly from their bank account to the merchants bank account through Prometeo’s API infrastructure: there are no intermediaries, which makes the user’s purchasing experience fast and with no chargeback costs.”

Ximena Aleman, Co-founder and Co-CEO at Prometeo Open Banking, said:

“It’s crazy but having no intermediaries in the digital payment process is highly disruptive. We believe that payment infrastructure is the natural next step for Open Banking in the region. With our A2A payment solution we are completely changing the paradigm for digital payments, allowing our customers to turn their own bank accounts into their payment gateways.” 

This A2A solution is “completely backed up by each bank’s infrastructure which reduces the risks of chargebacks or unidentified payments in real-time.”

Aleman added: “We are providing merchants a ready-to-use widget to receive real-time payments directly on their bank account, with an instant conciliation process and lower fees than what they pay for any other payment service,” says Aleman. “Our payment process is completely automated from start to finish.”

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Mihai Draghici – CEO PayByFace

„Dupa ce oamenii creeaza un cont PayByFace si au adaugat cardul, selfi-ul si PIN-ul, si au avut un pic de curaj sa se duca sa incerce, daca au incercat o data plata prin recunoastere faciala nu mai folosesc altceva (n.r. ca modalitate de plata). 80% dintre ei numai asta folosesc. Le place la nebunie.” 

Afla aici rezultatele in adoptia platii prin recunoastere faciala.


In 23 septembrie 2019, BNR a anuntat infiintarea unui Fintech Innovation Hub pentru a sustine inovatia in domeniul serviciilor financiare si de plata. In acest sens, care credeti ca ar trebui sa fie urmatorul pas al bancii centrale?