One in ten Londoners ready to ‘consider microchipping themselves’ to speed up contactless payments

5 august 2019

11 per cent of Londoners surveyed by PaymentSense and YouGov said they’d consider microchipping themselves to make it quicker for them to make contactless payments.

The survey found that nine per cent of people across the country would be in favour of some kind of implanted chip.


The survey from the European payments processor also found support for some other ways consumers could turn their bodies into debit cards. 

More than a quarter say they would be happy to use fingerprint scans to verify payments, if their fingerprint was linked to a prepaid account. Meanwhile, 16 per cent would even consider using retinal scans to do the same thing.

Biometric authorisation has become an increasingly popular idea among financial companies. Several banks have embraced voice ID for telephone banking and NatWest is trialling a debit card that uses a thumbprint rather than a PIN to authorise payments.

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Gabriela Nistor – director general adjunct BT

Tendinţele pe care le-am remarcat înainte de începerea pandemiei s-au accelerat pe perioada stării de urgenţă. Am văzut acest lucru ca o oportunitate, un tipping point pentru bancă. Post-pandemie nu avem cum sa ne întoarcem la comportamentul financiar pe care îl aveam până în februarie a.c. Relaţia românilor cu online-ul s-a schimbat. In plus, cardul fizic se va dematerializa. Vom asista la o scădere a cererii pentru cardurile fizice, respectiv la o creştere a preferinţei pentru componenta digitală a acestora.”

Sondaj

In 23 septembrie 2019, BNR a anuntat infiintarea unui Fintech Innovation Hub pentru a sustine inovatia in domeniul serviciilor financiare si de plata. In acest sens, care credeti ca ar trebui sa fie urmatorul pas al bancii centrale in 2020?