Instant B2B payments are poised to become the foundation of commercial money flows. According to “The Bankers’ Playbook: The ROl Case for Instant B2B Payments,” a PYMNTS Intelligence report produced in collaboration with The Clearing House, an overwhelming majority of financial institutions have concluded that real-time rails pay for themselves. The report, based on a survey of 100 senior leaders at U.S. financial institutions, found that 88% rate the ROI of instant B2B payments as high or very high, including 82% of institutions that do not yet offer any instant rail.
Nearly nine in 10 institutions rate the ROI of instant business-to-business (B2B) payments as high or very high. This includes 82% of institutions that do not yet offer any instant rail. In other words, the business case is so widely accepted that even the holdouts believe in it before they’ve built it.
Adoption backs up the conviction. Three in four institutions already offer the RTP® network to their business clients, and 40% offer FedNow®. Among those that haven’t enabled these rails yet, most plan to do so within two years—a sign that near-universal B2B instant payment access is a matter of when, not if.
The returns are showing up in client relationships. Institutions offering at least one instant rail are more likely to report growth in the lifetime value of business clients. Real-time payments deepen those relationships in concrete ways. They improve payment visibility, speed up cash flow for commercial clients and reduce reliance on legacy instruments.
Download the report here
Banking 4.0 – „how was the experience for you”
„To be honest I think that Sinaia, your conference, is much better then Davos.”
Many more interesting quotes in the video below:
