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N26 Chief Product Officer – in charge of innovation – steps down

6 septembrie 2023

CPO’s departure follows a string of executives who have stepped down in the last year, including its chief growth officer and early employee Alex Weber, chief financial officer (CFO) Jan Kemper and chief risk officer Thomas Grosse. 

Digital bank N26 announced that it will be appointing Chief Product Officer Gilles BianRosa to the Supervisory Board of N26 AG.

Gilles BianRosa has held the position of Chief Product Officer at N26 since 2021, and will transition to his new board role in the month of September. He will also step away from his duties on the company’s executive leadership team to take a new role as Chief Operating Officer at a US-based company.

Since joining N26, Gilles has built a strong and high-performing Product and UX team of over 100 employees, working closely with close to 700 engineers and developers in the digital bank’s technology division. Together, they launched numerous important products from N26 Crypto, to interest-bearing Savings, to local products like Bizum in Spain, iDEAL in the Netherlands and local French IBANs, and implemented elements to improve the scalability of the N26 platform with automation, intelligent KYC and AML solutions and data-based fraud prevention models. He has also developed a long-term view of the digital bank’s product strategy and roadmap that will be executed over the coming years.

Gilles BianRosa, Chief Product Officer: “Having spent the last 2.5 years leading our product and innovation efforts at N26, I am more confident than ever that N26 is in a position to lead change in the banking industry. I look forward to the opportunity to bring the company towards this goal in a different capacity as a member of the Supervisory Board.

Marcus W. Mosen, Chair of the Supervisory Board: “Gilles will join a bench of tenured experts in banking and finance on N26’s Supervisory Board, bringing a perspective focused on product innovation from a global lens as the company looks towards its next phase of strategic platform development.”

Valentin Stalf – CEO: “Though he will leave his operational role at N26, we are happy that Gilles will continue to remain very closely connected to us. As a member of our Supervisory Board, he will continue to play a role in steering N26’s product-led culture.

Gilles will hand over his responsibilities leading N26’s product team to the experienced leaders within his function until a permanent successor is appointed.

Despite having a history of high staff turnover and reports of a poor internal culture, the average tenure of N26’s executive team is over six years, which the fintech says is above average for the industry, according to sifted.eu. 

N26 AG is Europe’s leading digital bank with a full German banking licence. Built on the latest technology, N26’s mobile banking experience makes managing money easier, more secure and customer friendly. To date, it has welcomed more than 8 million customers in 24 markets, and processes over 100bn EUR in transactions a year. N26 is headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Founded by Valentin Stalf and Maximilian Tayenthal in 2013, N26 has raised close to US$ 1.8 billion from some of the world’s most renowned investors.

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Anders Olofsson – former Head of Payments Finastra

Banking 4.0 – „how was the experience for you”

So many people are coming here to Bucharest, people that I see and interact on linkedin and now I get the change to meet them in person. It was like being to the Football World Cup but this was the World Cup on linkedin in payments and open banking.”

Many more interesting quotes in the video below:


In 23 septembrie 2019, BNR a anuntat infiintarea unui Fintech Innovation Hub pentru a sustine inovatia in domeniul serviciilor financiare si de plata. In acest sens, care credeti ca ar trebui sa fie urmatorul pas al bancii centrale?