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Most recent mobile payment trends and how they are shaping the payments sector – soon to follow at Banking 4.0

21 noiembrie 2022

Visa, a world leader in digital payments, is the Silver Partner of the Banking 4.0 international conference. The company’s relentless focus on innovation is a catalyst for the rapid growth of digital commerce on any device for everyone, everywhere.

“Just a few years back, we were discussing about mobile payments as part of the future of payments. Today, mobile payments are common not only for Gen Z or technology enthusiasts. Anyone who owns a smartphone can use it to pay for shopping online or in-store, for transportation, utilities or food delivery”, says Catalin Cretu, General Manager of Visa for Romania, Croatia, Slovenia and Bulgaria.

“Visa recently conducted a study on mobile payments, covering eight Central and Eastern European markets, including Romania, which shows very interesting trends in terms of consumer behavior and perception towards mobile payments. I look forward to talking about the key findings of this study at Banking 4.0, in the panel dedicated to Mobile payments and Contactless technology”, added Catalin.

Mobile payments, in-store or online, are one of the most secure ways to pay. All Visa payments made with a smartphone, smartwatch or tablet are protected just like any other Visa card transaction by replacing the card data from a mobile wallet with a unique set of numbers. This technology is called tokenization and it provides an additional layer of security.

At Visa we believe that a diversity of payment methods is the way forward and we continue to provide consumers and merchants with a choice in terms of how they want to pay and be paid.But nowadays, it is no longer just consumers who can use smartphones for payments. Tap to Phone has transformed the way essential services and small merchants can accept transactions. Sellers simply download an app to their smartphones, and they can instantly start accepting contactless payments in a secure, touchless, and convenient experience for customers.


At Banking 4.0 is all about the impact of the emerging technologies in banking (AI, machine learning, cloud computing, blockchain, banking as a service, SoftPOS technology, Robotic Process Automation, open banking & open finance), regardless of whether we are talking about new business models or new ways of interacting with consumers.The Banking 4.0 conference, probably the most relevant event on digital banking in South & Eastern Europe, will take place on November 22 and 23, at the Marmorosch Hotel in Bucharest.The event is attended by experts from 23 countries (Austria, Belgium, Cyprus, Check Republic, the United Arab Emirates, France, Germany, Greece, Israel, Italy, Lithuania, Luxembourg, Norway, Poland, Romania, the Republic of Moldova, Spain, Sweden, the Netherlands, Turkey, Hungary, UK and USA) – confirmations received so far.Make sure you will not missed the event and reserve your seat!

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Anders Olofsson – former Head of Payments Finastra

Banking 4.0 – „how was the experience for you”

So many people are coming here to Bucharest, people that I see and interact on linkedin and now I get the change to meet them in person. It was like being to the Football World Cup but this was the World Cup on linkedin in payments and open banking.”

Many more interesting quotes in the video below:


In 23 septembrie 2019, BNR a anuntat infiintarea unui Fintech Innovation Hub pentru a sustine inovatia in domeniul serviciilor financiare si de plata. In acest sens, care credeti ca ar trebui sa fie urmatorul pas al bancii centrale?