Idemia has introduced the new ID.X identity platform for secure customer onboarding and identity verification with biometrics.
„In a digital world where customers expect access to services anytime and anywhere and where identity theft and fraud risks are higher than ever before, the need to securely onboard and verify a customer’s identity is critical for enterprises. A solution that provides a secure and seamless user experience while mitigating fraud and complying with regulations can be the key to an enterprise’s success in the market.”, according to the press release.
Muzaffar Khokhar, EVP Digital Business Unit, IDEMIA: „A trusted digital identity has the power to transform KYC/AML compliance and fraud challenges into opportunities by enabling business growth, reducing costs, improving efficiency, and supporting the creation of new services.”
Therefore, the reason behind this initiative is to help enterprises and service providers mitigate fraud and be KYC/AML compliant. The ID.X digital identity platform includes four main modules: ID.X Proof, ID.X Manage, ID.X Authenticate, and ID.X Access.
ID.X Proof is a platform for customer onboarding and identity verification, which is conducted through biometric and document capture via dedicated hardware or smartphone. Once the data is registered, the tool can verify biometric and document data against each other or an authoritative data source.
ID.X Manage helps enterprises create, store, and manage digital identities. It supports biometric de-duplication and ensures compliance with AML and KYC requirements.
ID.X Authenticate is an authentication platform that adapts authentication to transaction risk levels and uses cases. It helps companies manage evolving fraud schemes, heterogeneous and new authentication factors, multiple user profiles and sales channels, and others.
ID.X Access ties it all together to provide unified biometric physical and logical access controls.
„O singură provizie am făcut, de card, pentru că nu mai umblu cu banii în buzunar. Banii sunt cei mai periculoși când este vorba de răspândirea unei molimi. Am renunțat la cash. În rest, este o prostie să faci provizii. Dacă vine o molimă și nici nu știi când va ajunge, dacă ar fi să se întindă, pe cât timp să poți să faci provizii? Faci provizii pe trei săptămâni, pe patru săptămâni și mai departe?”, a spus consultantul.