Hong Kong virtual bank launches ‘all-in-one’ numberless debit and credit card, Asia’s first such product

Mox Bank Limited (“Mox”) and Mastercard announced another smart new feature called “Flip” on the all-in-one numberless Mox Card, enabling customers with Mox Credit to freely flip between spending on their Mox Card from Mox Account (debit) and Mox Credit (credit).

„Flipping between debit and credit spending on the Mox Card is easy for Mox Credit customers. In the Mox app, simply click on “View Details”, then the “Flip” button, and follow the steps. If you want to switch back to spending on Mox Credit, simply repeat the process,” the company explains.

Mox has pioneered a number of market-leading innovations – the Mox Card is the first all-in-one numberless bank card in Asia. Mox is the first virtual bank in Hong Kong to introduce both Apple Pay and Google Pay as well as to launch Mox Credit on our all-in-one Mox Card.

„We now have more than 130,000 customers and our Mox Card has already been used close to 4 million times. More than 40% of our Mox Card spending is online, reflecting the digital lifestyle of our customers,” the bank says.

Deniz Güven, CEO of Mox, said: “We listened to our customers. When we launched Mox Credit, some customers told us they hope to enjoy the flexibility and choice of flipping between debit and credit spending on the Mox Card. ”

Helena Chen, Managing Director, Hong Kong and Macau, Mastercard, said: “As demand for digital experiences grows stronger, Mastercard is pleased to further its collaboration with Mox to bolster the Mox Card, which has both debit and credit features that give consumers greater control and more choices in their transactions.”