German lawmakers have passed new legislation that would force Apple to open up its mobile payment system to rival providers

18 noiembrie 2019

The rule change, passed as part of an amendment to an anti-money laundering bill, represents an attempt to rein in the power of US Big Tech firms on German soil, according to finextra.com.

Banks in Germany and neighbouring Switzerland have been striving to get Apple to open up its jealously-guarded NFC interface for some time, arguing that it discriminates against home-grown mobile payment schemes.

A previous effort to get Apple to open up its infrastructure in Australia failed to pass muster following a fierce battle between the US consumer electronics giant and five of the country’s biggest banks.

The German bill does not name Apple specifically, but instead requires ‘operators of electronic money infrastructure’ to offer access to rivals for a reasonable fee. It is slated to come into force next year.

Apple has condemned the plans as an assault on user privacy and security.

“We are surprised at how suddenly this legislation was introduced,” Apple said on Friday. “We fear that the draft law could be harmful to user friendliness, data protection and the security of financial information.”

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Gabriela Nistor – director general adjunct BT

Tendinţele pe care le-am remarcat înainte de începerea pandemiei s-au accelerat pe perioada stării de urgenţă. Am văzut acest lucru ca o oportunitate, un tipping point pentru bancă. Post-pandemie nu avem cum sa ne întoarcem la comportamentul financiar pe care îl aveam până în februarie a.c. Relaţia românilor cu online-ul s-a schimbat. In plus, cardul fizic se va dematerializa. Vom asista la o scădere a cererii pentru cardurile fizice, respectiv la o creştere a preferinţei pentru componenta digitală a acestora.”

Sondaj

In 23 septembrie 2019, BNR a anuntat infiintarea unui Fintech Innovation Hub pentru a sustine inovatia in domeniul serviciilor financiare si de plata. In acest sens, care credeti ca ar trebui sa fie urmatorul pas al bancii centrale in 2020?