European Payments Council issues Request for Proposal for real-time malware platform

4 mai 2021

The European Payments Council has issued a Request for Proposal (RFP) to find an outsourced service provider for a new Sepa-wide Malware Information Sharing Platform to address real-time payments fraud risks.

The European Payments Council (EPC), as a scheme manager, endeavours to adequately address fraud risks in the context of its Single Euro Payments Area (SEPA) payment schemes.

Therefore, in February 2021, the EPC decided to develop a SEPA-wide “Malware Information Sharing Platform” (“MISP”) instance for real-time fraud information sharing with direct browser access by all SEPA payment scheme participants.

According to an EPC document, „With the advent of Sepa instant payments, it became clear that the existing process for prioritising payment blocking requests related to fraud (through a bi-lateral email exchange process)is insufficient for contacting the appropriate persons related to payment blocking requests in case of fraudulent transactions in a timely manner.”

The EPC intends to outsource the management and the maintenance of the EPC MISP instance.

„The purpose of this RFP document is to find a reliable independent service provider to which the EPC can outsource the management and the maintenance of the EPC MISP instance,” EPC says.

How to participate?

Any potential service provider with a legitimate interest and meeting the eligibility criteria mentioned in the document (see “related documents”) can submit its application via email to by 28 May 2021 close of business.

More details here

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Mihai Draghici – CEO PayByFace

„Dupa ce oamenii creeaza un cont PayByFace si au adaugat cardul, selfi-ul si PIN-ul, si au avut un pic de curaj sa se duca sa incerce, daca au incercat o data plata prin recunoastere faciala nu mai folosesc altceva (n.r. ca modalitate de plata). 80% dintre ei numai asta folosesc. Le place la nebunie.” 

Afla aici rezultatele in adoptia platii prin recunoastere faciala.


In 23 septembrie 2019, BNR a anuntat infiintarea unui Fintech Innovation Hub pentru a sustine inovatia in domeniul serviciilor financiare si de plata. In acest sens, care credeti ca ar trebui sa fie urmatorul pas al bancii centrale?