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EPC poll on the adoption of cross-border payments solutions: scheme-based solutions will see the largest growth over the next ten years

18 decembrie 2023

Over the past two months, the European Payments Council (EPC) invited payments industry professionals to answer the following question: “In your opinion, which type of approach in international cross-border payments will see the largest growth in adoption over the coming 10 years”. 

The results of the poll were as follows:

The results of the poll show one clear leading answer. Over half of all votes (53%) were cast in favour of scheme-based solutions as the approach seeing most growth in adoption over the next ten years. The EPC OCT Inst scheme launched in November 2023 is an example of scheme-based solutions for international cross-border payments. 

The other two top answers among voters were bilateral or multilateral interlinking arrangements (20%) and peer-to-peer platforms (17%). Correspondent banking (4%), closed-loop solutions (3%) and other (2%) solutions all received a similar, relatively small number of votes. 

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Anders Olofsson – former Head of Payments Finastra

Banking 4.0 – „how was the experience for you”

So many people are coming here to Bucharest, people that I see and interact on linkedin and now I get the change to meet them in person. It was like being to the Football World Cup but this was the World Cup on linkedin in payments and open banking.”

Many more interesting quotes in the video below:


In 23 septembrie 2019, BNR a anuntat infiintarea unui Fintech Innovation Hub pentru a sustine inovatia in domeniul serviciilor financiare si de plata. In acest sens, care credeti ca ar trebui sa fie urmatorul pas al bancii centrale?