EMVCo launches a platform which enables the functional testing of EMV 3DS solutions

EMVCo announces the availability of the full EMV® 3-D Secure (EMV 3DS) Test Platform, which enables the functional testing of EMV 3DS solutions. ”3DS product providers can now confirm whether their solutions will perform in accordance with the EMV® 3-D Secure Protocol and Core Functions Specification v2.1.0, or its EMV® 3-D Secure – SDK Specification, and receive Letters of Approval from EMVCo.”, according to the press release.

EMV 3DS is a messaging protocol that promotes frictionless consumer authentication and enables consumers to authenticate themselves with their card issuer when making card-not-present ecommerce purchases. It defines features to promote more secure and consistent consumer ecommerce transactions across channels and connected devices, while optimising the cardholder’s experience.

“EMV 3DS promotes consumer familiarity, convenience and security across the rapidly advancing ecommerce environment,” comments Stephanie Ericksen, EMVCo Executive Committee Chair. “The availability of a functional testing framework for EMV 3DS is an important step towards the development of a globally interoperable, secure remote payments ecosystem.”

In addition, EMVCo has partnered with the Payment Card Industry Security Standards Council (PCI SSC) to align EMVCo’s 3DS testing activity with PCI SSC’s 3DS security standards and assessment programmes. The work of both EMVCo and PCI SSC provides an agile and workable structure for both functional testing and security evaluation of EMV 3DS solutions.

About EMVCo:

EMVCo is the global technical body that facilitates the worldwide interoperability and acceptance of secure payment transactions by managing and evolving the EMV Specifications and related testing processes. EMV is a technology toolbox that enables globally interoperable secure payments across face-to-face and remote environments.

Adoption of EMV Specifications and associated approval and certification processes promotes a unified international payments framework, which supports an advancing range of payment methods, technologies and acceptance environments. The specifications are available royalty free, designed to be flexible, and can be adapted regionally to meet national payment requirements and accommodate local regulations.

EMVCo is collectively owned by American Express, Discover, JCB, Mastercard, UnionPay and Visa, and focuses on the technical advancement of the EMV Specifications. To provide all payment stakeholders with a platform to engage in its strategic and technical direction, EMVCo operates an Associates Programme and encourages all interested parties to get involved.