xMoney.com has announced that it will launch three stable digital currencies (stablecoins): one in euros, one in US dollars, and one in Romanian lei. They will be called EURXM, USDXM, and RONXM, and are scheduled for launch in June 2026, being officially regulated at the European level.
The basic idea is simple: 1 digital leu will always be equal to 1 real leu, the same applying to the euro and the dollar. Each currency will be fully backed by real money; this is not about speculation or something that “could crash tomorrow.”
Daniel Serb, Vice President of Busines at MultiversX commented: „In practice, these are digital funds designed for everyday payments, not for crypto trading or market speculation. For Romania, the RONXM part is the most interesting. Basically, it introduces the idea of a digital leu that you can send instantly and, in the future, use online, in stores, and for international payments—without all the classic bureaucracy, and available 24/7. It’s the kind of thing we’ve been hearing about for years, but which is now starting to take real shape.„
He added: „Transfers will be almost instant, fees extremely low, and the money will be usable directly for payments, including via the xMoney card, just like from a regular bank account—only much faster and more digital. No complicated stories, no unnecessary steps. In short, this is not about speculative crypto, but about stable, regulated digital money designed to actually be used.„
Purpose of the new stablecoins
EURXM, USDXM, and RONXM fully respect the MiCA regulation, being 1:1 fiat-backed and redeemable at any time at par value, and will undergo ongoing financial audits once publicly launched next June – ensuring xMoney’s stablecoins are some of the most trusted in the Web3 space.
„With EURXM, USDXM, and RONXM, we’re expanding the boundaries of digital finance, where upon launch, they’ll be immediately integrated into the xMoney payment gateway and xMoney Card, allowing consumers to swap/hold the coins in their wallets with confidence.
By integrating our stablecoins within the xMoney card and crypto payment processing flows, we’re helping provide customers with a faster, more efficient payments experience, improving client flows and operations, and products by offering tailored payment rails.” – xMoney said.
“Stablecoins are becoming the connective tissue of global finance. And EURXM, USDXM, and RONXM are new assets, but also a fundamental part of this ideal payment ecosystem where money moves at the same speed and certainty as information on the internet. The future of digital payments belongs to those who can combine innovation with regulatory trust, and we’re doing exactly that.” – said Greg Siourounis, Co-Founder & CEO of xMoney.
Check out xMoney newly published whitepapers for more information on how you’ll be able to use EURXM, USDXM, and RONXM
Banking 4.0 – „how was the experience for you”
„To be honest I think that Sinaia, your conference, is much better then Davos.”
Many more interesting quotes in the video below:
