Customers of CaixaBank in Spain can now use the bank’s ATMs to access the same online digital banking services and features as those available to them on its mobile app and website. The ATMNow project makes CaixaBank „the world’s first bank to offer a fully omni-channel experience, with the same quality, image and service on all its digital channels”.
CaixaBank begins to deploy its new ATM technology platform, ATMNow, designed to overhaul the user experience and add new services and functions.
The new platform has been developed with the aim of offering the same banking and image services on ATMs as users experience on CaixaBankNow, the online banking channel accessible via the web and mobile app.
„The project represents a technological milestone in digital services innovation, enabling the bank to become the world’s first full omni-channel bank, able to deliver the same customer experience across all its digital channels,” according to the press release.
The implementation of ATMNow began with the installation of the platform in 50 ATMs located in key points across Barcelona. The process will be extended over the coming days to the rest of Spain, seeking to complete deployment by the end of July with more than 9,000 ATMs on the CaixaBank network adapted. Furthermore, in the second half of the year, all the Bankia-network ATMs will be integrated to the platform.
New features added
In addition to standardising styles and browsing flows to unify the user experience with the web and mobile channels, ATMNow provides CaixaBank’s ATMs with new services and functions that offer a more user-friendly and seamless interaction. Among other innovations, it improves the cash withdrawal process, which is simplified to only two steps.
It also features the addition of option menu customisation technology, enabling each user to have direct access to their most used features and options on the home screen. This personalisation will be conducted by default, each time the customer uses the ATM with their card without the need to reconfigure settings. Furthermore, the ATM screens have been redesigned to allow for more spaces to provide information to help users.
Through ATMNow, CaixaBank’s full omni-channel nature paves the way for the creation of new services. „For example, users will be able to set up operations through the app or on the web that they want to execute later at an ATM, upon identifying themselves. These new functions are planned to be integrated gradually,” bank explains.
New phase in the deployment of facial-recognition technology for ATMs
The implementation of ATMNow will be accompanied by a new surge of facial-recognition technology facilities, offering customers withdrawals with less physical contact, while strengthening security in the use of terminals.
Currently there are more than 700 ATMs throughout Spain that feature this service, in which CaixaBank has been a trailblazer on a global level. The bank expects to reach 1,250 ATMs with biometric identification by the end of July 2021, thus, all the branches of CaixaBank’s new model in Spain, will have at least one ATM integrating this feature. To facilitate use, customers will be able to sign up and register their biometric data from their mobile phone using CaixaBankNow, without having to be assisted by an adviser.
Currently, the bank has the largest customer base in Spain with a total of over 10 million users of all digital service channels.
„In prezent, fiind o piata cu o volatilitate foarte mare, cu multi traderi sezonieri care incearca sa profite de aceasta volatilitate, volumul a crescut mult. Sunt zeci de milioane de euro pe luna tranzactionati prin Bitcoin Romania, pe toate produsele noastre, pe platforma online si prin ATM-uri. S-a dovedit ca bitcoin este un activ de stocare pe termen lung iar cei care au facut profitul cel mai mare sunt cei care au avut rabdare, de la trei ani in sus.”
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