„Buy now, pay later” fever – PayPal has announced a new BNPL solution to launch in Australia this June

16 martie 2021

Called PayPal Pay in 4, the new payment system will be offered to consumers as an option at checkout in the PayPal wallet, according to Dynamic Business. Customers will be able to split eligible purchases from $50 to $1,500 over four equal, interest-free instalments. Repayments will be automatically drawn every two weeks, with no fees charged for on-time payments.

Late fees will be applied for late or missed payments. There will be a late payment fee of $10 for purchases under $125, charged one time with a cap at $10. For purchases over $125, there will be a $10 late payment fee for every missed payment, capped at three – $30.

Businesses will also be able to implement the new system on e-commerce websites and include “PayPal Pay in 4 messaging”, which will be able to dynamically show customers individual instalment amounts based on what they are browsing or purchasing, to clearly understand what each payment will be.

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Irina Chitu – country manager finzoom.ro

„Cel mai bine este sa imprumuti maxim 25% din venitul net, pentru a sta linistit. Cata casa imi permit? Asta inseamna 4 ani de venituri.”

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Sondaj

In 23 septembrie 2019, BNR a anuntat infiintarea unui Fintech Innovation Hub pentru a sustine inovatia in domeniul serviciilor financiare si de plata. In acest sens, care credeti ca ar trebui sa fie urmatorul pas al bancii centrale?