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Banking 4.0 – AGENDA. 17 countries, 65 speakers, +200 attendees, unlimited business opportunities

31 octombrie 2023

NOVEMBER 21st, 2023

Arrival of international guests

19.30 – 23.30 Azuga winery – champagne tasting followed by VIP party

Tickets are available here


NOVEMBER 22nd, 2023

09.15.-10.30 Peles Castle tour

10.30 – 11.00 arrival of guests – coffee break

11.00 – 11.05 the opening of the event – Alex Panican, deputy CEO at the LHoFT and the MC of the event

11.05 – 11.30 keynote speech – Worldline Financial Services – Ernest Puspok, Business Development Director CEE

11.30 – 12.15 The new legal framework impact on the way we do banking: Is FIDA (Financial Data Access Framework) Europe’s path to open finance? 

Raluca Micu – National Bank of Romania, Head of Payments Oversight Division

Arturo Gonzales Mac Dowell – European Third Party Providers Association, Vice-chair / Asociación Española de Fintech e Insurtech – Chair / European Payments Council – Co-Chair SEPA Payments Access Scheme Multi Stakeholder Group

Panagiotis Kriaris – Commercial Director – Head Of Business Development Unzer 

moderator Andrei Burz-Pinzaru, Partner Deloitte Legal Romania / Reff & Associates

12.15 – 13.00 Payments orchestration – we buy, rent or develop our own payment infrastructure?

Panos Chalkias – Managing Director Transaction Systems,

Dimana Vlaeva – Director SelfPay,

Raluca Orioc – Deputy Manager Acquiring Division at Alpha Bank

Eliad Saporta CEO CORIUNDER,

Mads Stolberg-Larsen – Co-founder and CEO at ZTLment

moderator Claudia Chiper – European Women Payments Network Ambassador in Romania / Partner Wolf Theiss

13.00  – 13.15 Razvan Faer – Chief Marketing & Strategy Officer at Transfond – report on the adoption of instant payments in Romania

13.15 – 14.00 Cloud banking – between operational efficiency and cyber security

Dragos Madarasan, Solutions Architecture Lead at Amazon Web Services

Bogdan Costea – Head of Information Security at ING Bank Romania

Bogdan Nedelcov – CEO at Kubeark

Moderator – Calin Rangu, Digital Economy Expert – member of National Register for R&D, Vice-president CIO Council

14.00 – 15.00 Lunch 

15.00 – 15.40 Workshop Google – Generative AI solutions in banking – Dorian Camil Hodorogea, Customer Engineer for Data Analytics in CEE

15.40 – 16.00 University of Vienna – Faculty of Physics – senior researcher Dr. Mathieu Bozzio – PhD in Quantum Cryptography:  „Absolute secure digital payments by using quantum technology”.

16.00 – 16.20 keynote speech – Visa – Catalin Cretu, general manager for  Bulgaria, Croatia, Romania an Slovenia – „trends in money movement”

16.20 – 17.00 Digital Identity – the new money or the crucial form of financial market infrastructure?

Sebastian Elfors – Senior Architect IDnow

Adrian Dinculescu – Managing Director Namirial,

Viky Manaila – Cloud Signature Consortium, president

moderator Nic Balaceanu – CEO sunt.io

17.00 – 17.15 National Bank of Romania – Raluca Micu, Head of Payments Oversight Division – report on the adoption of open banking in Romania

17.15 – 18.15 Open banking – from API first to API only

Steve Ryan – senior expert in the retail financial services unit in the Directorate-General for Financial Stability, Financial Services & Capital Markets Union (DG FISMA) of the European Commission

Ana-Maria Georgescu – Executive Partner IT Smart Systems / Romanian Fintech Association – Board Member

Cosmin Cosma – CEO Finqware / Romanian Fintech Association – President of the Board

Vladimir Pintea – VP Open Banking Engineering and Payments, Europe Trovata,

Marijus Planciunas – CEO Paysera,

Mark Perlov – Open Banking Gateway Product Owner at Salt Edge

Moderator Mirela Ciobanu – Lead Editor at The Paypers

18.15 – 18.20 Closing remarks

20.00 – 22.30 private VIP dinner at Bran Castle

Tickets are available here


NOVEMBER 23rd, 2023

09.00 – 09.30 arrival of guests – coffee break

09.30 – 09.35 opening remarks – Alex Panican, deputy CEO at the LHoFT and the MC of the event

09.35 – 10.00 keynote speech Unzer – Panagiotis Kriaris – Head of Business Development – PSD3 beyond compliance

10.00 – 10.45 Payments trends – embedded, instant, tokenization, wearables, biometrics, crypto, IoT payments

Panagiotis Kriaris – Head of Business Development at Unzer,

Liviu Anghel – Deputy General Manager Inform Lykos

Ernest Puspok, Business Development Director CEE, Worldline Financial Services

Alexandru Mihalache – Head of products at Visa,

Hugo Araujo – CEO SIBS Romania,

Felix Crisan – Netopia CEO,

moderator Daniel Nicolescu, CEO & co-founder Symphopay

10.45 – 11.30 Online financing, new business models

Cristian Pasa – COO Fagura,

Bulent Tekmen – cofounder Colendi,

Cosmin Curticapean – CEO iFactor

Andrei Dudoiu – Managing Partner & President of the Board SeedBlink,

Moderator – Cosmin Cosma, president Rofin.Tech

11.30 – 11.50  D-BRAIN model, developed by Startech Alliance – The first report on „Credit score” of the digital maturity in the Romanian banking system – Bogdan Tudor, CIO Optimum Desk

11.50 – 12.30 Neobank adoption – tipping point

Gabriela Nistor – CEO Idea Bank,

Gabriela Simion – General manager Romania and Italy at Revolut,

Jakub Malach – Board Member at Raiffeisen Digital Bank,

Sam Everington – CEO, Engine by Starling, the technology arm of Starling Bank

Andrea Colombo – Country Manager Spain – Managing Director for Southern Europe & LATAM at Dynata

Moderator – Alex Panican, deputy CEO at the LHoFT

12.30 – 13.00 Workshop Druid – AI solutions in banking – Gabriel Mocan, Chief Experience Officer

13.00 – 14.00 Lunch

14.00 – 14.30 Workshop Amazon – AI solutions in banking – Dragos Madarasan, Solutions Architecture Lead

14.30 – 15.00 Workshop Microsoft – AI solutions in banking – Sorin Peste, Cloud Solution Architect, Data & AI 

15.00 – 15.20 Country report Rofin.Tech – Romanian fintech start-ups impact on the digital transformation process in banking – presented by Vasile Alexandru Strat – Dean of Bucharest Business School (ASE)

15.20 – 15.40 Keynote speechEliad Saporta, CEO Coriunder – what it takes to build an EMI / small bank

15.40 – 16.20 Technology is not the obstacle. Business models are. Banking as a Platform or Banking as a Service?

Satosh Radhakrishnan – Chief Commercial Officer at XYB by Monese,

Nick Reid – Head of Strategic Growth Europe at BankiFI

Cristian Cazan – Director General, Code Crafters, Banca Transilvania Group

Moderator – Eliad Saporta CEO CORIUNDER,

16.20 – 16.40 coffee break

16.40 – 17.00 Banking on tokens

Anthony Ralphs – Director Product Management CBDCs at RIPPLE

Bogdan Almasi – CEO & co-founder ASSETTO

Felix Crisan – CEO NETOPIA

moderator Nic Balaceanu – Romanian Association of Fintechs, board member

17.00 – 17.40 Generative AI in bankingan incremental game changer

Roxana Turquin – Sales & Account Director at Finshape,

Ana Ionascu – Sales Executive Enterprise Accounts MICROSOFT,

Milos Milovanovic – Director of Delivery and Customer Success at THINGS SOLVER, member of ASEE,

Florian Buca – CEO at SOFT TEHNICA,

Gabriel Mocan – Chief Executive Experience at DRUID AI

moderator Calin Rangu, Digital Economy Expert – member of National Register for R&D, Vice-president CIO Council

17.40 – 18.30 Reinventing traditional banking

Traditional banking is undergoing a radical transformation, and we’re witnessing it now.
What are the customers’ expectations in the digital era?
Together, we’ll discover the strategies that banks need to embrace to maintain their relevance!

Oana Ilas – Deputy CEO, Head of retail banking Banca Transilvania,

Eleni Skoura – Head of retail  & Executive Board Member at ING Bank Romania, 

Ana Cernat – Vice Chair, Innovation and Sustainability Committee at Bank of Greece,

Gabriel Pralea – Transformation Program Business Director CEC Bank

Nicolae Damu – VP Office Network at tbi bank

Alexandru Bita  –  Chief Technology Innovation Officer Libra Internet Bank,

moderator Florian Teleaba – Principal in Financial Services Practice, Bucharest Office Lead at Kearney

18.30 – 18.35 Closing remarks

18.35 – 20.00 cocktail

20.48′ – the train with Banking 4.0 participants departs from Sinaia Station to Bucharest

Thank you all for coming. See you next year!

Adauga comentariu

Cifra/Declaratia zilei

Anders Olofsson – former Head of Payments Finastra

Banking 4.0 – „how was the experience for you”

So many people are coming here to Bucharest, people that I see and interact on linkedin and now I get the change to meet them in person. It was like being to the Football World Cup but this was the World Cup on linkedin in payments and open banking.”

Many more interesting quotes in the video below:


In 23 septembrie 2019, BNR a anuntat infiintarea unui Fintech Innovation Hub pentru a sustine inovatia in domeniul serviciilor financiare si de plata. In acest sens, care credeti ca ar trebui sa fie urmatorul pas al bancii centrale?