Austria Card is coming to Banking 4.0

AUSTRIACARD is the main supplier of the Austrian payment card market, while a systematic development and expansion of its industrial and technological capacities has led to an export ratio exceeding 70% of its production. With subsidiaries in Romania, Poland and Turkey, AUSTRIACARD is today amongst top 20 cards manufacturers worldwide, ranked 4th in Europe*, and servicing customers in South East Europe, Middle East and North African markets (*according to Nilson Report, the leading publication covering payment systems).

The company will be represented at international fintech conference – Banking 4.0 by Mikhail Gordeev, who is the Head of New Products at Austria Card. In this position, he is in charge of definition of product and service propositions in the emerging payment technologies landscape.

Mikhail Gordeev’s   presentation – „Navigating through Digital Payments” –  will touch the following subjects, giving a glance of the practical applications from an end-user standpoint:
.  Customer needs
. How these needs can be mapped on bank’s digital proposition
. Secure Remote Commerce: upcoming industry framework for e-commerce – what is it and what does it bring
. Authentication: 3D Secure v.2.0
. Risk Based Authentication. If enough space to cover, then also outline how Artificial Intelligence helps
. Biometric authentication, upcoming role of FIDO.

The main point of the presentation is to outline clearly what people does need from digital payment means and to demonstrate how these needs may be met today and tomorrow.

AUSTRIACARD GmbH is a global provider of digital security services, partner of choice for Payment, Government, Enterprise, Retail and Public transport organizations in need of secure smart cards and digital security solutions. AUSTRIACARD is market leader for EMV-compliant payment cards in Austria & CEE, certified by VISA, MasterCard, Diners Club, AMEX and JCB, designing, producing, and personalizing payment cards, ID cards, access/transport-related cards, as well as loyalty cards.

ACE is the name of AUSTRIACARD’s EMV smart card product line, its payment solutions portfolio consisting of a comprehensive set of products and services addressing all aspects of the production, management, personalization and implementation of contact-based and contactless (dual-interface) payment cards, using latest NFC technology. ACOS, AUSTRIACARD’s native operating system, is at the heart of smart cards complex process, forming a closed system enabling well-matched synchronization of hardware and software elements as well as a data generation system and personalization solutions.

With payment solutions trusted around the world, AUSTRIACARD has expanded its footprint in contactless since 2013, with a series of ‘firsts’ and innovations, developing bridging technology between traditional plastic payment cards and mobile payment solutions. Best illustration of NFC-payments alternatives was the first release of its BankCard Micro Tag and BankCard Sticker, powering Erste Bank’s NFC payment strategy in Austria in 2016.

As mobile payment is gaining pace around the world AUSTRIACARD is ideally positioned to support payment card issuing customers in expanding their product proposition in digital payments, making available consumer-centric integrated solutions for paying from a card account over multiple channels in all everyday use case.

With its in-house development team AUSTRIACARD provides customized digital payment services for mobile & online Payments, with standalone and integrated NFC-wallet, based on MCBP solution with MDES connectivity, for POS/POI payments, including a set of value-added services, such as: tokenization services, virtual cards, spend controls & alerts, instalments, loyalty.