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Alpha Bank Romania is launching Alpha Credit Card 100% Online, with up to 12 interest-free instalments

22 mai 2024

The credit cards (purchases) that can be obtained on 100% online flow are: AlphaCard Visa Credit, Alpha Mastercard Credit, AlphaCard Visa Gold RON, AlphaCard Visa Gold EUR and Mobexpert Credit Card.

Alpha Bank Romania announces the launch of Alpha Credit Card 100% online, with up to 12 interest-free instalments. „Individuals can now get Alpha Credit Card 100% online, from anywhere and anytime, without physical presence in the bank’s branches. The launch is part of an extensive process of digitisation of banking services offered by Alpha Bank.” – according to the press release.

In recent years, customers have been able to initiate a relationship with the bank through the digital platform, make deposits and access personal loans without having to be physically present in the branches.

We are pleased to announce the launch of our new service, Alpha Credit Card 100% Online, which is an extension of our commitment to providing a convenient and efficient experience for prospective and existing Alpha Bank customers. The streamlined application process removes traditional barriers and will allow you to get a credit card from anywhere and anytime, while it is available in addition to the account opening and consumer credit application process 100% online”, said Daniela Udrea – Director of Cards Units, Alpha Bank Romania.

„The process of getting your shopping card involves going through a simple and quick online flow that takes up to 30 minutes. Only your ID card is required and personal and financial details are validated. The personalized credit card also allows customers to sign digitally the contract, which is sent via email. The card is delivered conveniently to your home by courier and the PIN code is sent by SMS.” – the bank explains.

Individuals who meet the eligibility requirements for the credit card applied for and do not already have a current account in LEI with Alpha Bank will receive the complete package, including current account in LEI, debit card and Alpha Online Banking.

Until 30 September 2024, for AlphaCard Visa Credit, Alpha Mastercard Credit and Mobexpert Credit Card, customers benefit from zero issuing and administration fees for the first year and all cards are delivered to their home by courier with zero delivery fee.

More information about Alpha Credit Card 100% Online are available here.


Alpha Bank Romania is a member of the Alpha Bank Group, one of the largest banking and financial groups in Greece. The international activities of the Group are extended, in addition to Romania, to the United Kingdom, Luxemburg and Cyprus. Alpha Bank Romania ranks among the top 10 banks in the country, with universal banking operations. The Bank has had a national presence of almost 30 years, being the first bank to launch an application that transforms an Android mobile device into a POS terminal. It was also the first bank in Romania to issue covered bonds in 2019 and the first in the market to introduce housing loans.

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Cifra/Declaratia zilei

Anders Olofsson – former Head of Payments Finastra

Banking 4.0 – „how was the experience for you”

So many people are coming here to Bucharest, people that I see and interact on linkedin and now I get the change to meet them in person. It was like being to the Football World Cup but this was the World Cup on linkedin in payments and open banking.”

Many more interesting quotes in the video below:


In 23 septembrie 2019, BNR a anuntat infiintarea unui Fintech Innovation Hub pentru a sustine inovatia in domeniul serviciilor financiare si de plata. In acest sens, care credeti ca ar trebui sa fie urmatorul pas al bancii centrale?