ACI Worldwide expanded strategic alliance with Microsoft to deliver payments platform in the cloud – as more financial institutions embrace digital transformation

5 august 2021

ACI Worldwide has processed more than 225 billion consumer transactions annually, of which 25 billion are cloud transactions.

ACI Worldwide, a leading global provider of real-time payments and digital payment software solutions, today announced an expanded multi-year strategic alliance with Microsoft to deliver payments solutions in the cloud. The alliance will accelerate and expand ACI’s cloud payments offerings in Microsoft Azure as more financial institutions (FIs) embrace digital transformation.

With global demand for SaaS-based payment offerings increasing, ACI and Microsoft will closely collaborate on innovations that empower FIs to launch new solutions, add new services to their existing platforms and deliver those new capabilities „more quickly and with greater agility,” according to the press release.

„They will also provide FIs greater efficiency of operations, scalability, data protection, data sovereignty and better user experiences—ultimately creating new revenue streams,” the company says.

ACI and Microsoft have a successful track record of jointly helping customers quickly grow and expand into new markets, including a top 20 global bank, a leading US-based digital bank with more than 30 million customers and the leading card issuing and banking-as-a-service software platform in Latin America.

This alliance between ACI and Microsoft can support banks in their quest for payments modernization. Recent Aite Group research among 21 of the top 100 retail banks indicated that payments modernization is high on the strategic investment agenda of banks, to meet the increasing competition in the payments value chain. Based on the survey, Aite Group estimates revenue at risk for retail banks of 10 to 15 percent of retail bank payments revenue,” said Ron van Wezel, senior analyst, Aite Group. “Banks see cloud technology as an important element of payments modernization initiatives. Cloud technology enables banks to run a more cost-efficient operating model while providing the agility and modernity that legacy on-premises models lack. Speed to market and cost savings are mentioned most often as advantages that cloud banking can bring to an organization.

More of our customers are turning to the cloud to modernize their mission-critical payment systems, driven by the need to operate more efficiently as well as a growing need for speed, agility and innovation in bringing new payment offerings to market,” said Jeremy Wilmot, chief product officer, ACI Worldwide. “Cloud modernization is a top strategic priority at ACI, and we are excited about this expanded alliance with Microsoft—together delivering and operating an unmatched payments platform and ultimately helping our customers grow their business by focusing on differentiation.”


ACI Worldwide delivers payments software and solutions that power the global economy. The company has offices in 34 countries and 6000+ customers in 95 countries.

Adauga comentariu

Cifra/Declaratia zilei

Mihai Draghici – CEO PayByFace

„Dupa ce oamenii creeaza un cont PayByFace si au adaugat cardul, selfi-ul si PIN-ul, si au avut un pic de curaj sa se duca sa incerce, daca au incercat o data plata prin recunoastere faciala nu mai folosesc altceva (n.r. ca modalitate de plata). 80% dintre ei numai asta folosesc. Le place la nebunie.” 

Afla aici rezultatele in adoptia platii prin recunoastere faciala.


In 23 septembrie 2019, BNR a anuntat infiintarea unui Fintech Innovation Hub pentru a sustine inovatia in domeniul serviciilor financiare si de plata. In acest sens, care credeti ca ar trebui sa fie urmatorul pas al bancii centrale?