In 2025, BT attracted over 470,000 new retail customers. The bank’s net profit reached RON 4.10 billion, +16% compared to 2024.

Banca Transilvania reached nearly 5 million active customers (retail and corporate) at the end of last year. In 2025, BT attracted over 470,000 new retail customers, to which it added over 130,000 customers which were migrated once the integration of OTP Bank Romania was finished.

The number of cards reached over 8 million, while the number of transactions increased by 19% compared to 2024. Therefore, the ecosystem continues to accelerate: over 5.7 million unique cards enrolled in the BT Pay and BT Go applications.

The consolidated net profit for 2025, at BT Group level, amounted to RON 4.66 billion in 2025. BT Group’s profit amounted to RON 1.39 billion in the fourth quarter of 2025, a +7.4% increase from the third quarter of 2025 and „the strongest quarter of the year” – according to the press release. The bank’s net profit reached RON 4.10 billion, +16% compared to 2024.

BT’s net profit in the fourth quarter of 2025 amounted to RON 1.17 billion, +2.4% versus the third quarter of 2025 and +42.6% compared to the fourth quarter of 2024, marking it the strongest end of the year in recent period.

Total assets reached RON 224.4 billion as of December 31, 2025, a growth of +8.4% compared to December 31, 2024.

Net loans and leasing receivables reached RON 106.7 billion, a +10.7% increase compared with December 31, 2024, supported by the strong demand for lending coming from corporates and retail clients. The gross loan-to-deposit ratio reached 64.7%, up 3.9 percentage points from previous year.

The non-performing loan ratio (according to EBA) was 2.40% as of December 31, 2025, and the coverage ratio with total provisions for non-performing exposures reached 178.9%.

BT Group carried out two simultaneous mergers, in Romania and the Republic of Moldova: Banca Transilvania – OTP Bank Romania and Victoriabank – BCR Chișinău. Two strategic acquisitions were also completed: BRD Pensii, Pillar 2 and Pillar 3 private pensions player, and Microinvest, the market leader in microfinance in the Republic of Moldova.